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    Today’s hot housing market is challenging for homebuyers. In most areas, bidding wars are the norm, and buyers are forced to waive inspections, increase their offers, and take other drastic steps just to get noticed. 

    This can sometimes mean exceeding their home buying budget, getting a house with hidden repairs and safety hazards, or, worse, losing their dream house altogether.

    Fortunately, with Embrace’s Approved to Move™ and Guaranteed On-Time Closing programs, there might just be an easier way.

    Are you preparing to buy a house? Here’s how these two homebuyer programs can help you do so successfully.

    With Approved to Move™, we verify your credit, income, and financial documents first — before you even begin the house hunt. This allows you to have a fully underwritten pre-approval, making your loan as good as closed (all we need is the address for the house!) 

    Sellers won’t have to worry about the deal falling through due to financing issues, and you can feel confident about your home buying budget from start to finish. It’s also a great way to compete with cash offers, which have been increasing in recent months (nearly a quarter of all home sales were made with all cash in December 2021).

    The Guaranteed On-Time Closing program can help give you a leg up over other homebuyers, too. Here’s how it works: If you miss your closing date and it’s our fault, Embrace will pay you $2,500 within 30 days of closing. Just submit your documents within five days of the application, and you could qualify. (Only Conventional, FHA, and VA purchase loans are eligible. Excludes state housing/bond, renovation, and jumbo loan programs.)

    With this program on your side, sellers get a clear and reliable closing timeline and can have confidence your offer is solid. It’s a win-win in today’s high-stakes market.

    Don’t go in empty handed

    If you’re planning to buy a home, make sure you’re ready for the competition. Leverage our Approved to Move™ and Guaranteed On-Time Closing programs to stand out from other homebuyers, and be ready to act fast. 

    You should also work with an experienced local real estate agent. They’ll help you monitor listings and assist you in making the strongest offers possible, given local market conditions. Need a recommendation? Get in touch with us today. Ready to get a fully underwritten preapproval? Contact an Embrace Home Loans office in your area now.

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