VA

Want a VA Loan? Don't Settle for Any Old Lender.

Want a VA Loan? Don’t Settle for Any Old Lender.

By Suzanne Odonnell / April 7, 2023
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The VA Home Loan Program was introduced at the end of World War II to help the returning servicemembers and their eligible surviving spouses buy a home. The program provides easy access to loans for purchase and refinance. It streamlines the…

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House keys with a flag patch next to it

What Are the Benefits of VA Loans?

By Aly Yale / July 22, 2020
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It doesn’t get better than a Veterans Administration (VA) mortgage — if you can qualify for one. Reserved for military members, veterans, and their spouses, these mortgages come with serious benefits. Are you or your spouse a military member or…

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Red Barn with American flag hanging on it

The VA Loan Perk You’ve Probably Never Heard of

By Aly Yale / November 11, 2019
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If you’re a US military service member or veteran, then you’re likely aware of VA loans — as well as the perks they offer for qualified homebuyers. With no down payments and capped closing costs, they’re often the most affordable…

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military man looking at kids in a field with signs saying welcome home

Should Military Families Buy or Rent a Home?

By Aly Yale / October 2, 2019
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Military families have a lot of choices when it comes to where to live. They can, of course, live on base among other military members. Or, if they prefer, they can choose to rent or buy a property in the…

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man with a calculator in his hand

Buying a House with Bad Credit: Can It Be Done?

By Aly Yale / June 12, 2019
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Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…

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Success with beyond sign

Beyond Success Story #12: VA Loan Falls Through After Short Sale

By Embrace Home Loans Staff / March 3, 2019
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During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly…

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Woman sitting on edge of a hill overlooking the water

Can a Surviving Spouse Get a VA Loan?

By Aly Yale / February 21, 2019
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VA loans — or loans backed by the U.S. Department of Veteran Affairs — are traditionally reserved for veterans or current active military members. But surviving spouses who have lost their military-employed husband or wife can also potentially qualify, too.…

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Veteran sitting in a town square

What Is a VA Loan and Who Qualifies for the Program?

By Jon Clark / February 2, 2019
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The United States federal government thanks its servicemen and servicewomen in many different ways throughout their lives. From health care, insurance, education, and jobs, the government tries to provide constant resources for its military members — even long after their…

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Military person holding a toy house in his hands

2019 FHA and VA County Loan Limits

By Embrace Home Loans Staff / December 21, 2018
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If you’ve been paying any attention to the real estate market this past year, you know that inventory was low and home prices steadily increased due to the demand. As of November 2018, the median existing-home price for all housing…

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Military man sitting with his 2 kids on the front step

What Is a VA Loan?

By Embrace Home Loans Staff / October 18, 2018
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The U.S. economy was booming as World War II was coming to an end. One of the longest periods of growth, one that would see the development of a vibrant middle-class, was just beginning. In an effort to both thank…

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