va loan

Want a VA Loan? Don't Settle for Any Old Lender.

Want a VA Loan? Don’t Settle for Any Old Lender.

By Suzanne Odonnell / April 7, 2023
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The VA Home Loan Program was introduced at the end of World War II to help the returning servicemembers and their eligible surviving spouses buy a home. The program provides easy access to loans for purchase and refinance. It streamlines the…

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2020 conforming loan limits: Purple Elephant

Loan Limits Are Increasing — But Don’t Go Crazy

By Aly Yale / December 11, 2019
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The Federal Housing Finance Agency announced late last month that conforming loan limits will jump in 2020, hitting just over $510,000. That’s up nearly $100K in the last four years. What’s more? The Department of Veterans Affairs is eliminating limits…

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Red Barn with American flag hanging on it

The VA Loan Perk You’ve Probably Never Heard of

By Aly Yale / November 11, 2019
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If you’re a US military service member or veteran, then you’re likely aware of VA loans — as well as the perks they offer for qualified homebuyers. With no down payments and capped closing costs, they’re often the most affordable…

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military man looking at kids in a field with signs saying welcome home

Should Military Families Buy or Rent a Home?

By Aly Yale / October 2, 2019
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Military families have a lot of choices when it comes to where to live. They can, of course, live on base among other military members. Or, if they prefer, they can choose to rent or buy a property in the…

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Woman sitting on edge of a hill overlooking the water

Can a Surviving Spouse Get a VA Loan?

By Aly Yale / February 21, 2019
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VA loans — or loans backed by the U.S. Department of Veteran Affairs — are traditionally reserved for veterans or current active military members. But surviving spouses who have lost their military-employed husband or wife can also potentially qualify, too.…

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Veteran sitting in a town square

What Is a VA Loan and Who Qualifies for the Program?

By Jon Clark / February 2, 2019
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The United States federal government thanks its servicemen and servicewomen in many different ways throughout their lives. From health care, insurance, education, and jobs, the government tries to provide constant resources for its military members — even long after their…

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Military man sitting with his 2 kids on the front step

What Is a VA Loan?

By Embrace Home Loans Staff / October 18, 2018
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The U.S. economy was booming as World War II was coming to an end. One of the longest periods of growth, one that would see the development of a vibrant middle-class, was just beginning. In an effort to both thank…

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Plant with a flag in it

Military Retirement on the Horizon? What You Need to Know About VA Occupancy Rules

By Embrace Home Loans Staff / August 1, 2018
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For the men, women, and surviving spouses of those who have served in the U.S. Armed Forces, the VA Home Loan Program offers a host of features and benefits designed to streamline the home buying experience. Because the the VA…

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Father and daughter in a museum

5 Best Places for Veterans to Live

By Aly Yale / March 7, 2018
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Retired military members have a lot to consider when choosing where to buy a home. Are there jobs in the area where they can transfer their military skills? Is there a VA hospital or doctor nearby? Are there programs and…

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Military couple holding a child with a flag

What You Need to Know to Apply for a VA Loan

By Embrace Home Loans Staff / January 30, 2018
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The VA loan program was created as part of the original Servicemen’s Readjustment Act, passed by the U.S. Congress in 1944 for service men and women returning home from World War II. Like the GI bill, it was designed to…

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