USDA
7 Things People Love About Living in Rural Areas
In the wake of the pandemic, many Americans found themselves wanting to move — and often to more rural and remote parts of the country. For some, it was to avoid the high transmission rates of the big city, while…
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How to Figure Out Whether You Qualify for a USDA Loan
You might think that if you’re looking to buy a home, there are only two types of mortgages that you can get — either a conventional loan or an FHA loan. It makes sense that this might be your thinking,…
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Buying a House with Bad Credit: Can It Be Done?
Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…
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Is a USDA Loan Right for You? Here’s Everything You Need To Know
After the housing crisis in 2008, mortgage underwriting guidelines changed dramatically, which has made it increasingly more and more difficult for many people to get loan approvals. Prior to this, it was quite common for homebuyers to finance 100% of…
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What Is a USDA Loan?
One government-backed loan that doesn’t get a lot of attention, but features a number of great benefits, is the United States Department of Agriculture (USDA) Rural Development Guaranteed Home Loan. According to their website, the USDA provides approved lenders a…
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USDA Rural Housing Mortgage FAQs
If you are a first-time buyer worrying you might not be accepted or qualify for a loan of this variety, know the USDA Rural Housing program can be utilized by first-timers and recurring buyers alike. There is also no maximum loan size with USDA. With a proven ability to save and make timely payments, your amount will only be limited by your own financial actions, past and present.
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