Family walking down a road between corn fields

How to Figure Out Whether You Qualify for a USDA Loan

By Jon Clark / October 28, 2019
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You might think that if you’re looking to buy a home, there are only two types of mortgages that you can get — either a conventional loan or an FHA loan. It makes sense that this might be your thinking,…

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man with a calculator in his hand

Buying a House with Bad Credit: Can It Be Done?

By Aly Yale / June 12, 2019
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Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…

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Two lane road in the country

9 Things People Love About Living in Rural Areas

By Tim Coutis / January 7, 2019
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From country mouse and city mouse to “Green Acres,” the debate over rural versus urban living goes all the way back to ancient Greece and Aesop’s fables. While personal preference and economics play a role in where we choose to…

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House at night in a rural area

Is a USDA Loan Right for You? Here’s Everything You Need To Know

By Jon Clark / December 8, 2018
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After the housing crisis in 2008, mortgage underwriting guidelines changed dramatically, which has made it increasingly more and more difficult for many people to get loan approvals. Prior to this, it was quite common for homebuyers to finance 100% of…

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Girl running through corn field

What Is a USDA Loan?

By Tim Coutis / May 18, 2018
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One government-backed loan that doesn’t get a lot of attention, but features a number of great benefits, is the United States Department of Agriculture (USDA) Rural Development Guaranteed Home Loan. According to their website, the USDA provides approved lenders a…

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Rural Housing

USDA Rural Housing Mortgage FAQs

By Austin White / July 29, 2014
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If you are a first-time buyer worrying you might not be accepted or qualify for a loan of this variety, know the USDA Rural Housing program can be utilized by first-timers and recurring buyers alike. There is also no maximum loan size with USDA. With a proven ability to save and make timely payments, your amount will only be limited by your own financial actions, past and present.

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