usda loans

USDA home loans

Is a USDA Loan Right for You? Here’s Everything You Need To Know

By Jon Clark / December 8, 2018
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After the housing crisis in 2008, mortgage underwriting guidelines changed dramatically, which has made it increasingly more and more difficult for many people to get loan approvals. Prior to this, it was quite common for homebuyers to finance 100% of…

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how do mortgages work

How Do Mortgages Work? Understanding the Basics of Mortgages

By Jon Clark / August 31, 2018
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Most people would love to own a home, but the reality is that a majority of us simply can’t pay for a home with cold hard cash. In fact, for many people, even saving up the funds for a down…

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