self employed
How Much Mortgage Can You Afford If You’re Self-Employed?
Estimating how much of a mortgage you might qualify for is a relatively easy process with online mortgage affordability calculators. You simply plug in your income and debt obligations and, poof, the calculator will spit out an estimate of how…
Read More
Beyond Success Story #17: Helping a Real Estate Agent Make a Personal Purchase
During our more than 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent,…
Read More
7 Things About Taxes Every Freelancer Should Know
From the non-traditional schedule to the flexibility of location, freelancing certainly has its perks. When it comes time for tax season, though? It’s pretty easy to lose sight of them. Taxes for a freelancer are notoriously confusing. From the write-offs…
Read More
Self-Employed Doesn’t Have to Mean Unqualified When It Comes to Getting a Mortgage
Not all people work a typical job. Not everyone works for an outside employer who cuts them a paycheck on a regular basis and provides them with a W2 at the end of the year for tax reporting purposes. Some…
Read More
Preparing for Self-Employment: What to Do Before Striking Out on Your Own
Working for yourself takes vision, guts, and passion. Freelance work has both advantages and challenges. That’s why it’s so important to “look before you leap.” Proper planning will make your transition from full-time employee to sole proprietor easier and less…
Read More
Don’t Meet the Conventional Mortgage Requirements? You Still Can Get a Loan
If you’re planning on buying a house, you’re probably aware of the hurdles that stand in your path to getting a mortgage. Qualifying for a home loan can be an uphill task, thanks to the strict federal regulations that came…
Read More
6 Tips for Growing Your Small Business — And How to Cover the Costs
Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading…
Read More
Need to Pay for College Post-Bankruptcy? Here Are Your Options
Have a child who’s graduating from high school this year? They’re likely not waiting another decade to attend college. They’re going soon — and they need you to help pay for it. Unfortunately, if you’re trying to pay for college…
Read More
Creating a Killer Workspace: A Newbie Freelancer’s Key to Success
Striking out on your own as a freelancer is exciting. It’s freeing. It’s also a little scary. Sure, you’re away from the confines of the “boring” 9-to-5, the endless commutes, and the micro-managers, but you’re also in charge now. Only…
Read More
Can I Get a Mortgage If I’m Self Employed?
Home buying has been notoriously difficult for the self-employed. For decades, freelancers, contractors, and small business owners have had a less-than-easy time getting a mortgage, facing higher rates, a more laborious application process and, in many cases, outright denial. Fortunately,…
Read More