self employed

Beyond Success Story #17: Helping a Real Estate Agent Make a Personal Purchase

By Mary Mack / June 2, 2019
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During our more than 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent,…

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7 Things About Taxes Every Freelancer Should Know

7 Things About Taxes Every Freelancer Should Know

By Aly Yale / March 13, 2019
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From the non-traditional schedule to the flexibility of location, freelancing certainly has its perks. When it comes time for tax season, though? It’s pretty easy to lose sight of them. Taxes for a freelancer are notoriously confusing. From the write-offs…

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self employed mortgage

How Much Mortgage Can You Afford If You’re Self-Employed?

By Jon Clark / January 19, 2019
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Estimating how much of a mortgage you might qualify for is a relatively easy process with online mortgage affordability calculators. You simply plug in your income and debt obligations and, poof, the calculator will spit out an estimate of how…

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Self-Employed Doesn’t Have to Mean Unqualified When It Comes to Getting a Mortgage

By Jon Clark / December 22, 2018
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Not all people work a typical job. Not everyone works for an outside employer who cuts them a paycheck on a regular basis and provides them with a W2 at the end of the year for tax reporting purposes. Some…

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preparing for self employment

Preparing for Self-Employment: What to Do Before Striking Out on Your Own

By Tim Coutis / December 10, 2018
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Working for yourself takes vision, guts, and passion. Freelance work has both advantages and challenges. That’s why it’s so important to “look before you leap.” Proper planning will make your transition from full-time employee to sole proprietor easier and less…

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Don’t Meet the Conventional Mortgage Requirements? You Still Can Get a Loan

By Jon Clark / November 2, 2018
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If you’re planning on buying a house, you’re probably aware of the hurdles that stand in your path to getting a mortgage. Qualifying for a home loan can be an uphill task, thanks to the strict federal regulations that came…

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Man doing a presentation to a group of people

6 Tips for Growing Your Small Business — And How to Cover the Costs

By Aly Yale / October 4, 2018
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Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading…

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paying for college after bankruptcy

Need to Pay for College Post-Bankruptcy? Here Are Your Options

By Aly Yale / September 25, 2018
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Have a child who’s graduating from high school this year? They’re likely not waiting another decade to attend college. They’re going soon — and they need you to help pay for it. Unfortunately, if you’re trying to pay for college…

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office for freelancer outside

Creating a Killer Workspace: A Newbie Freelancer’s Key to Success

By Aly Yale / September 4, 2018
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Striking out on your own as a freelancer is exciting. It’s freeing. It’s also a little scary. Sure, you’re away from the confines of the “boring” 9-to-5, the endless commutes, and the micro-managers, but you’re also in charge now. Only…

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Self employed mortgage loan

Can I Get a Mortgage If I’m Self Employed?

By Aly Yale / July 19, 2018
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Home buying has been notoriously difficult for the self-employed. For decades, freelancers, contractors, and small business owners have had a less-than-easy time getting a mortgage, facing higher rates, a more laborious application process and, in many cases, outright denial. Fortunately,…

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