Budget Worksheets

Our 4 Favorite Printable Monthly Budgeting Worksheets

By Aly Yale / July 13, 2022
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Managing your money can be difficult. You’ve got bills to pay, income to track, and countless other expenses you need to cover throughout the year, all while saving for retirement (and a rainy day).  Though there are apps and online…

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Child holding coin purse in her lap

How to Save Money This Holiday Season—Without Being a Grinch

By Aly Yale / December 19, 2017
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Don’t want to spend all your cash this season, but still aspire to buy your loved ones all those gifts they’ve been eyeing? Thankfully, wanting to save money doesn’t have to mean being a Grinch in this day and age.…

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Money growing over time

16 Ways to Cut Costs and Build Up Your Savings Account

By Embrace Home Loans Staff / October 18, 2017
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You might remember your parents teaching you about the need for a rainy day fund, but many of us haven’t quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.

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Breaking the Piggy bank

Yes, We ALL Need a Rainy Day Fund

By Austin White / September 18, 2017
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We live in a time of great temptation, with satisfaction just a click away. Still, nothing beats knowing you’re financially secure.

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piggybank being held in mans hands

10 Ways to Make Saving Money a Habit

By Austin White / April 1, 2016
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Just as the depression of the 1930’s effected a generation, there is no question that young people today will carry with them the impact of lean times, years of high unemployment and the high cost of their education. That’s why it’s never too late to make saving a part of your routine.

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Classic piggy bank shaped like a pig

Virginia Offers Savings Plan For First Time Buyers

By Austin White / August 19, 2014
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Real estate professionals, including realtors and brokers have noticed a continuous drop in the number of young homebuyers and other first-timers. Generally, Millennials on the house hunt find it hard to come up with sizable down payments, especially when they are still struggling with huge debt accumulated from student loans. 

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