5 Things to Think About Before Starting a Hobby Farm

Rural living and hobby farming hold great appeal as alternative lifestyles. Growing your own food and raising livestock in a rural area can provide a much-needed escape from city living and the suburban sprawl. Is a hobby farm right for you? Here are some things you'll want to consider before making a decision: 1. [...]

By |2020-01-16T00:35:56-05:00October 30th, 2019|Categories: Eco, Misc, Purchase|Tags: , |

9 Things People Love About Living in Rural Areas

From country mouse and city mouse to "Green Acres," the debate over rural versus urban living goes all the way back to ancient Greece and Aesop's fables. While personal preference and economics play a role in where we choose to live, the benefits of rural living, particularly in these stressful times, have great appeal. [...]

By |2019-08-21T14:15:10-04:00January 7th, 2019|Categories: Misc, Purchase|Tags: , |

Is a USDA Loan Right for You? Here’s Everything You Need To Know

After the housing crisis in 2008, mortgage underwriting guidelines changed dramatically, which has made it increasingly more and more difficult for many people to get loan approvals. Prior to this, it was quite common for homebuyers to finance 100% of the purchase price of a house. As underwriting guidelines have tightened up, however, these no [...]

By |2019-04-08T16:54:36-04:00December 8th, 2018|Categories: Mortgage|Tags: , , |

What Is a USDA Loan?

One government-backed loan that doesn't get a lot of attention, but features a number of great benefits, is the United States Department of Agriculture (USDA) Rural Development Guaranteed Home Loan. According to their website, the USDA provides approved lenders a 90% loan guarantee so that they in turn can offer rural homebuyers of, "low and [...]

By |2018-11-19T04:29:41-05:00May 18th, 2018|Categories: Mortgage, Purchase, Refinance|Tags: , |