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Fast Facts About the Housing Market: January 2018

By Embrace Home Loans Staff / February 28, 2018
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At the end of 2017, we were able to look at the past year and see that existing-home sales were up 1.1% from 2016—and it was the best year for sales since 2006. January 2018 looked a little bit different,…

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Infographic Fast Facts About the Housing Market

Fast Facts About the Housing Market: December 2017

By Embrace Home Loans Staff / January 31, 2018
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Now that we’re almost a full month into 2018, we can look back at the end of 2017 and get some perspective on the year. Overall, 2017 was a great one for existing-home sales. It was up 1.1% from last…

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4 Ways to Make a Dent in Your Debt—in a Big Way

By Aly Yale / January 22, 2018
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When you have lots of debt, it’s easy to feel like there’s no way out—no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling…

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Refi vs. HELOC—Which is Best for Your Family?

By Aly Yale / January 11, 2018
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When you already own a home and have a mortgage, you have two options to consider should you ever need a little extra cash in your pocket: Refinance your current loan or apply for a home equity line of credit…

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5 Tips to Save Time (and Money) on Your Refinance Loan

By Aly Yale / January 10, 2018
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Choosing to refinance a mortgage loan can be a great move. For one, it can significantly lower your monthly payments for the length of the loan. If you refinance to a shorter term, it can cut down on the amount…

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Thinking Long-Term: How to Add Value to Your Future Home Sale 

By Aly Yale / January 8, 2018
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Unless you plan to be in your home forever, you should always be considering its value—particularly when you choose remodeling projects, upgrades or even just go about the regular care and maintenance of your property. The right projects, upgrades, and…

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Fast facts on housing market November 2017

Fast Facts About the Housing Market: November 2017

By Embrace Home Loans Staff / December 28, 2017
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Was the U.S. housing market something you said you were thankful for at the Thanksgiving table? If not, it should have been! According to Realtor.com, sales in November were 3.8% higher than a year ago and were at their strongest…

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Infographic Fast Facts About the Housing Market

Fast Facts About the Housing Market: October 2017

By Austin White / December 12, 2017
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In September, we saw existing home sales rise for the first time in three months. Then, in October, the market got even hotter with existing home sales increasing to their strongest pace since earlier this summer. However, supply and demand weren’t quite in sync—there were fewer closings on an annual basis for the second straight month due to supply shortages.

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Five Signs You May Want to Refinance Your Mortgage

By Aly Yale / November 22, 2017
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There are tons of reasons to refinance your mortgage loan. Maybe you want a lower monthly payment, maybe you’re looking to save on interest, or maybe you just need an extra infusion of cash to remodel that spare bedroom, take a vacation or send your kid to college.

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Five Questions To Ask Before You Refinance Your Mortgage

By Austin White / October 7, 2016
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Homeowners looking to refinance an existing loan will want to be sure to ask the following questions.

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