refinance

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The Pros and Cons of Refinancing Your Mortgage

By Embrace Home Loans Staff / September 26, 2018
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When interest rates were in a free-fall during the Great Recession, refinancing was a no-brainer. Now, with rates on the rise, deciding whether to refinance requires a bit more thought. This is not to say there aren’t still many good…

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How Often Can You Refinance Your Home?

By Embrace Home Loans Staff / September 17, 2018
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Refinancing your mortgage is a great way to consolidate debt or get cash to make home improvements. A homeowner in their early 50s could refinance to shorten the term of their mortgage. This could help them pay it off before…

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Fast Facts Infographic June 2018

Fast Facts About the Housing Market: June 2018

By Embrace Home Loans Staff / August 10, 2018
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In June, the National Association of Realtors saw the median existing-home price for all housing types hit a new all-time high. Sales, however, continued to decline — they’re down 2.2% from a year ago. This discrepancy between prices and sales…

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Can it make sense to refinance at high rate

Can It Ever Make Sense to Refinance at a Higher Rate?

By Aly Yale / July 23, 2018
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Most homeowners assume that if they’re going to refinance, it needs to be at a lower rate than they’re currently paying. But in reality, rates fluctuate often — and financial situations change just as much. In many cases, refinancing is…

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Refinance Off Base Home

How to Refinance Your Off-Base Home

By Aly Yale / June 19, 2018
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If you’ve been in your off-base home for more than a few years, you may want to look into refinancing. In many cases, refinancing can lower your monthly payments, shorten your loan term, give you funds to use toward upgrading…

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VA Refinancing and renovation loans. Man sitting against a wall

VA Refinancing Before Your Next Renovation

By Aly Yale / May 31, 2018
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Whether you’re renovating to add convenience, improve your home’s aesthetic, or increase its overall value, one thing’s for certain: VA refinancing can help make it happen. Rather than scrimping and saving, pulling money from your 401K, or cutting corners and…

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Butler with a tray of money

How to Tell If You Need to Lower Your Monthly Bill Payments

By Embrace Home Loans Staff / May 15, 2018
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For most of us, our mortgage payment is the biggest monthly bill we pay. The best part of that payment is that it builds equity that can be used to improve your financial situation. It’s what separates your mortgage payment…

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The Best Ways to Consolidate Your Debt

By Aly Yale / April 30, 2018
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Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put…

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Refinance Options for Military Personnel

By Embrace Home Loans Staff / March 29, 2018
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A VA refinance loan can be a great option for qualified veterans, military personnel, and their spouses. Whether you’re looking to refinance for a lower interest rate, a shorter payment term, or to take cash out, as a veteran you…

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March into a New Mortgage Today

By Aly Yale / March 5, 2018
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Do you want fewer monthly expenses and more cash in your pockets? Then you might want to consider a mortgage refinance — and soon. If you’ve owned your home for a few years or more, you’re likely paying more than you…

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