refinance

two boys sitting on a couch

Should You Consider Refinancing Your Mortgage? Read This To Find Out

By Aly Yale / May 9, 2019
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With mortgage rates dropping in the first quarter of the year, the number of homeowners refinancing has steadily climbed. And it’s no wonder why. Refinancing your mortgage can come with serious benefits. From lower interest rates and reduced monthly payments…

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How the Debt Snowball Method Works

By Embrace Home Loans Staff / February 25, 2019
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When it comes to credit card debt, over-extending oneself can happen to anyone. One reason many find themselves in a downward debt spiral is that in attempting to dig themselves out, they only make things worse. Do you pay the…

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Dog lounging on a leather couch

What to Do if You Inherit a House

By Aly Yale / February 11, 2019
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There’s no doubt about it: a home isn’t the easiest thing to come into. Do you sell it and cash in right away? Do you move in? Do you wait around for the market to improve and its value to…

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When Is It Best to Refinance Your Mortgage?

By Jon Clark / January 12, 2019
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Lives can change in a short amount of time. It’s possible the situation you are in today could be drastically different than the situation you found yourself in just five years ago. Maybe five years ago, you were fresh out…

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Hands holding a pile of change

Everything You Need to Know About a Cash-Out Refinance

By Jon Clark / November 24, 2018
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A cash-out refinance is a way for you to pull money out of the equity you have in your house. This new mortgage replaces your existing mortgage with an amount that’s higher than what you presently owe. The difference between…

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Huge Dog sitting on a tiny couch

The Future of Pre-Qualifying for a Mortgage — It’s Now in One Text

By Embrace Home Loans Staff / November 16, 2018
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Doesn’t it seem like the first step in accomplishing almost anything is always the hardest? That common paralysis happens to people all the time in a variety of circumstances, especially when decisions can be life-changing. One of those big events…

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Is refinancing right for me?

Quiz: Is Refinancing Right for Me?

By Jessie House / November 6, 2018
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how soon can i refinance

How Soon Can I Refinance After Buying a Home?

By Embrace Home Loans Staff / October 16, 2018
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In “The Pros and Cons of Refinancing,” we took a look at the benefits of refinancing and examined the potential costs. When it comes to determining the right time for that first refinance, here are the conditions to you’ll want…

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Computer showing Refinancing your mortgage to change your terms

Refinancing Your Mortgage to Change the Terms

By Aly Yale / October 5, 2018
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Many homeowners refinance to get a lower interest rate or pay for home improvements, but did you also know you can refinance simply to change the terms of your loan? These types of refinances are primarily used to either shorten…

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6 Tips for Growing Your Small Business — And How to Cover the Costs

By Aly Yale / October 4, 2018
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Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading…

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