refinance
5 Important Questions to Ask Yourself Before You Refinance Your Mortgage
While interest rates may have been rising recently, they are still at historic lows, leaving many people considering refinancing their home loans. However, refinancing is not necessarily the right choice for everyone. With that in mind, we’ve brought you five…
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What Is a VA IRRRL and How Does It Work?
With mortgage rates so low, many homeowners have chosen to refinance in the last year. Doing so can reduce not only the long-term costs of your loan but also your monthly payment too. If you have a VA loan, your…
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Considering a Refinance? 6 Ways to Prepare — and Help Your Chances
It’s a great time to refinance. Mortgage rates are hovering around record lows, home prices are rising (hello, increased equity!), and just about all of us could use a lower payment and fewer costs these days. These are just a…
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4 Home Equity Mistakes That Some Homeowners Make
As a homeowner, the equity that you’ve built up in your home is quite possibly your largest asset — so it’s important that you treat it carefully. To that end, we have listed below four home equity mistakes that some…
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What Is a Break-Even Point? (and Why You Need to Know Yours When Refinancing)
Interest rates have consistently been at historic lows throughout the coronavirus pandemic, and, as a result, many people have rushed to refinance their mortgages. However, the truth is, that refinancing right now doesn’t make financial sense for everyone. If you’re…
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Should I Refinance My HELOC into a Fixed-Rate Mortgage?
When you’re in need of cash, a home equity line of credit (HELOC) can seem pretty great. They come with low (often interest-only) payments for many years, you can use as much or as little as you like (similar to…
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Debt Consolidation: Mortgage Refinance Options and FAQs About Refinancing to Consolidate Debt
Many homeowners refinance their mortgages to lower their interest rates or reduce their monthly payments. Others refinance in order to tap into the equity they’ve built and turn that equity into cash they can use. Another option that has been…
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What Is an Appraisal Waiver?
If you’re refinancing your mortgage loan, you might qualify for an appraisal waiver. This allows you to skip the appraisal process, as well as the fees that come with it. Appraisal waivers are only available on conventional loans, so if…
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6 Mistakes Homeowners Make When Refinancing a Mortgage
It may seem like everyone is refinancing their mortgages these days — and it’s no wonder why. Historically low rates have been making headlines throughout the year. The chance to lower your monthly mortgage payment is probably appealing, and you…
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4 Reasons to Do an Annual Mortgage Checkup
You get an annual physical. You see the dentist once or twice a year. You sit down with your accountant yearly, too. Shouldn’t you check in on your mortgage just as often? Your mortgage might clock in at hundreds of…
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