refinance

5 Important Questions to Ask Yourself Before You Refinance Your Mortgage

5 Important Questions to Ask Yourself Before You Refinance Your Mortgage

By Tara Mastroeni / April 7, 2021
Posted in

While interest rates may have been rising recently, they are still at historic lows, leaving many people considering refinancing their home loans. However, refinancing is not necessarily the right choice for everyone. With that in mind, we’ve brought you five…

Read More
What Is a VA IRRRL and How Does it Work?

What Is a VA IRRRL and How Does It Work?

By Aly Yale / March 26, 2021
Posted in ,

With mortgage rates so low, many homeowners have chosen to refinance in the last year. Doing so can reduce not only the long-term costs of your loan but also your monthly payment too. If you have a VA loan, your…

Read More
Considering a Refinance? 6 Ways to Prepare — and Help Your Chances

Considering a Refinance? 6 Ways to Prepare — and Help Your Chances

By Aly Yale / March 3, 2021
Posted in ,

It’s a great time to refinance. Mortgage rates are hovering around record lows, home prices are rising (hello, increased equity!), and just about all of us could use a lower payment and fewer costs these days. These are just a…

Read More
4 Home Equity Mistakes That Some Homeowners Make

4 Home Equity Mistakes That Some Homeowners Make

By Tara Mastroeni / February 15, 2021
Posted in

As a homeowner, the equity that you’ve built up in your home is quite possibly your largest asset — so it’s important that you treat it carefully. To that end, we have listed below four home equity mistakes that some…

Read More
What Is a Break-Even Point? (And Why You Need to Know Yours When You're Refinancing)

What Is a Break-Even Point? (and Why You Need to Know Yours When Refinancing)

By Tara Mastroeni / January 21, 2021
Posted in

Interest rates have consistently been at historic lows throughout the coronavirus pandemic, and, as a result, many people have rushed to refinance their mortgages. However, the truth is, that refinancing right now doesn’t make financial sense for everyone. If you’re…

Read More
Should I Refinance My HELOC into a Fixed-Rate Mortgage?

Should I Refinance My HELOC into a Fixed-Rate Mortgage?

By Aly Yale / January 18, 2021
Posted in

When you’re in need of cash, a home equity line of credit (HELOC) can seem pretty great. They come with low (often interest-only) payments for many years, you can use as much or as little as you like (similar to…

Read More
Debt Consolidation: Mortgage Refinance Options and FAQs About Refinancing to Consolidate Debt

Debt Consolidation: Mortgage Refinance Options and FAQs About Refinancing to Consolidate Debt

By Aly Yale / November 21, 2020
Posted in , ,

Many homeowners refinance their mortgages to lower their interest rates or reduce their monthly payments. Others refinance in order to tap into the equity they’ve built and turn that equity into cash they can use. Another option that has been…

Read More
Front door showing on a farmers porch

What Is an Appraisal Waiver?

By Aly Yale / September 30, 2020
Posted in ,

If you’re refinancing your mortgage loan, you might qualify for an appraisal waiver. This allows you to skip the appraisal process, as well as the fees that come with it. Appraisal waivers are only available on conventional loans, so if…

Read More
6 Mistakes Homeowners Make When Refinancing a Mortgage

6 Mistakes Homeowners Make When Refinancing a Mortgage

By Aly Yale / September 9, 2020
Posted in ,

It may seem like everyone is refinancing their mortgages these days — and it’s no wonder why. Historically low rates have been making headlines throughout the year. The chance to lower your monthly mortgage payment is probably appealing, and you…

Read More
model house floating above a hand

4 Reasons to Do an Annual Mortgage Checkup

By Aly Yale / January 2, 2020
Posted in ,

You get an annual physical. You see the dentist once or twice a year. You sit down with your accountant yearly, too. Shouldn’t you check in on your mortgage just as often? Your mortgage might clock in at hundreds of…

Read More