refinance

Front door showing on a farmers porch

What Is an Appraisal Waiver?

By Aly Yale / September 30, 2020
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If you’re refinancing your mortgage loan, you might qualify for an appraisal waiver. This allows you to skip the appraisal process, as well as the fees that come with it. Appraisal waivers are only available on conventional loans, so if…

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6 Mistakes Homeowners Make When Refinancing a Mortgage

6 Mistakes Homeowners Make When Refinancing a Mortgage

By Aly Yale / September 9, 2020
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It may seem like everyone is refinancing their mortgages these days — and it’s no wonder why. Historically low rates have been making headlines throughout the year. The chance to lower your monthly mortgage payment is probably appealing, and you…

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4 Reasons to Do an Annual Mortgage Checkup

By Aly Yale / January 2, 2020
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You get an annual physical. You see the dentist once or twice a year. You sit down with your accountant yearly, too. Shouldn’t you check in on your mortgage just as often? Your mortgage might clock in at hundreds of…

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Refinance Options When You Have an FHA Loan

By Aly Yale / October 16, 2019
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There are dozens of reasons you might want to refinance your mortgage loan. For one, it could help you lower your interest rate, thus lowering your monthly payment (plus the total interest you pay over the course of your mortgage).…

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Is refinancing worth your money?

Is Refinancing Your Mortgage Worth the Money?

By Aly Yale / September 26, 2019
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With mortgage rates at historic lows at the time of publication, many homeowners are wondering: is it time to refinance? Though a refinance has the potential to bring about some serious benefits (a lower payment, less interest paid, a quicker…

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higher LTV refinance

6 Questions People Ask about Higher Loan-to-Value Refinance Programs

By Jon Clark / September 7, 2019
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There are times when homeowners find themselves underwater on their mortgage, which means the balance of the mortgage is higher than the fair market value of their property. This became a big problem when the housing bubble burst over ten…

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9 College Scholarships with Quick and Easy Applications

By Aly Yale / August 7, 2019
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College is expensive. The average cost of public college is nearly $10,000 per year for in-state residents and more than twice that for out-of-state residents. Add that up over four years and you’ve got a pretty hefty sum of money…

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Refinancing with Two Mortgages: Why You’d Do It and What to Expect

By Aly Yale / August 1, 2019
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Refinancing can be beneficial for many homeowners. It can lower your rate, your monthly payment and maybe even shorten the total length of your loan.  But if you have two mortgage loans on your hands? Then refinancing might be even…

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5 Financial Goals a Refinance Can Help You Achieve

By Aly Yale / June 20, 2019
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In the present moment while writing this blog, mortgage rates are officially at their lowest point in almost two years, according to Freddie Mac. For would-be buyers, that can mean a more affordable entry into homeownership. But for existing homeowners?…

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5 Ways to Save on Your Summer Vacation (And Still Save for that House!)

5 Ways to Save on Your Summer Vacay (And Still Save for that House!)

By Aly Yale / May 13, 2019
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Just because you’re saving up to buy a house doesn’t mean you have to scrimp and penny-pinch at every turn. Even more importantly? It doesn’t mean skipping that much-needed summer vacation either. If you’re looking to buy a house but…

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