refinance
4 Reasons to Do an Annual Mortgage Checkup
You get an annual physical. You see the dentist once or twice a year. You sit down with your accountant yearly, too. Shouldn’t you check in on your mortgage just as often? Your mortgage might clock in at hundreds of…
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Refinance Options When You Have an FHA Loan
There are dozens of reasons you might want to refinance your mortgage loan. For one, it could help you lower your interest rate, thus lowering your monthly payment (plus the total interest you pay over the course of your mortgage).…
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Is Refinancing Your Mortgage Worth the Money?
With mortgage rates at historic lows at the time of publication, many homeowners are wondering: is it time to refinance? Though a refinance has the potential to bring about some serious benefits (a lower payment, less interest paid, a quicker…
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6 Questions People Ask about Higher Loan-to-Value Refinance Programs
There are times when homeowners find themselves underwater on their mortgage, which means the balance of the mortgage is higher than the fair market value of their property. This became a big problem when the housing bubble burst over ten…
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9 College Scholarships with Quick and Easy Applications
College is expensive. The average cost of public college is nearly $10,000 per year for in-state residents and more than twice that for out-of-state residents. Add that up over four years and you’ve got a pretty hefty sum of money…
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Refinancing with Two Mortgages: Why You’d Do It and What to Expect
Refinancing can be beneficial for many homeowners. It can lower your rate, your monthly payment and maybe even shorten the total length of your loan. But if you have two mortgage loans on your hands? Then refinancing might be even…
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5 Financial Goals a Refinance Can Help You Achieve
In the present moment while writing this blog, mortgage rates are officially at their lowest point in almost two years, according to Freddie Mac. For would-be buyers, that can mean a more affordable entry into homeownership. But for existing homeowners?…
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5 Ways to Save on Your Summer Vacay (And Still Save for that House!)
Just because you’re saving up to buy a house doesn’t mean you have to scrimp and penny-pinch at every turn. Even more importantly? It doesn’t mean skipping that much-needed summer vacation either. If you’re looking to buy a house but…
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Should You Consider Refinancing Your Mortgage? Read This To Find Out
With mortgage rates dropping in the first quarter of the year, the number of homeowners refinancing has steadily climbed. And it’s no wonder why. Refinancing your mortgage can come with serious benefits. From lower interest rates and reduced monthly payments…
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What Does It Mean to “Have Equity” in Your House?
If you’re a homeowner, then you’ve probably heard of home equity before — at least in some form or fashion. Whether your neighbor recently did a cash-out refinance or you’ve been told you can “take money out of your house”…
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