Home Mortgage Refinance: What Are My Options?
What is the Meaning of Refinance? A home mortgage refinance is a move that essentially replaces your current mortgage loan with a new one. If interest rates have dropped below your current rate, you want to pay off your loan…Read More
Everything You Need to Know About a Cash-Out Refinance
A cash-out refinance is a way for you to pull money out of the equity you have in your house. This new mortgage replaces your existing mortgage with an amount that’s higher than what you presently owe. The difference between…Read More
How Soon Can I Refinance After Buying a Home?
In “The Pros and Cons of Refinancing,” we took a look at the benefits of refinancing and examined the potential costs. When it comes to determining the right time for that first refinance, here are the conditions to you’ll want…Read More
Managing Debt as a Small Business Owner — And an Easy Way to Consolidate it All
When you own a small business, it can be easy to let your debt get out of hand. Purchasing inventory, paying your employees, and stocking your office or facility with the necessary supplies can all get costly — and when…Read More
Refinancing Your Mortgage to Change the Terms
Many homeowners refinance to get a lower interest rate or pay for home improvements, but did you also know you can refinance simply to change the terms of your loan? These types of refinances are primarily used to either shorten…Read More
The Pros and Cons of Refinancing Your Mortgage
When interest rates were in a free-fall during the Great Recession, refinancing was a no-brainer. Now, with rates on the rise, deciding whether to refinance requires a bit more thought. This is not to say there aren’t still many good…Read More
How Often Can You Refinance Your Home?
Refinancing your mortgage is a great way to consolidate debt or get cash to make home improvements. A homeowner in their early 50s could refinance to shorten the term of their mortgage. This could help them pay it off before…Read More
March into a New Mortgage Today
Do you want fewer monthly expenses and more cash in your pockets? Then you might want to consider a mortgage refinance — and soon. If you’ve owned your home for a few years or more, you’re likely paying more than you…Read More
Paying for Post-Winter Home Repairs
For a homeowner, the winter can be particularly harsh. The cold snow and ice ruins the once-lush lawn, the biting wind wears down paint and siding, and heavy rains and snowfall cause leaky roofs, broken shingles, and a whole host…Read More