refi

Everything You Need to Know About a Cash-Out Refinance

By Jon Clark / November 24, 2018
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A cash-out refinance is a way for you to pull money out of the equity you have in your house. This new mortgage replaces your existing mortgage with an amount that’s higher than what you presently owe. The difference between…

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cash out refinance

5 Smart Ways to Use Cash-Out Refinance Money

By Aly Yale / October 29, 2018
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Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity…

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how soon can i refinance

How Soon Can I Refinance After Buying a Home?

By Tim Coutis / October 16, 2018
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In “The Pros and Cons of Refinancing,” we took a look at the benefits of refinancing and examined the potential costs. When it comes to determining the right time for that first refinance, here are the conditions to you’ll want…

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Managing Debt as a Small Business Owner — And an Easy Way to Consolidate it All

By Aly Yale / October 9, 2018
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When you own a small business, it can be easy to let your debt get out of hand. Purchasing inventory, paying your employees, and stocking your office or facility with the necessary supplies can all get costly — and when…

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Computer showing Refinancing your mortgage to change your terms

Refinancing Your Mortgage to Change the Terms

By Aly Yale / October 5, 2018
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Many homeowners refinance to get a lower interest rate or pay for home improvements, but did you also know you can refinance simply to change the terms of your loan? These types of refinances are primarily used to either shorten…

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The Pros and Cons of Refinancing Your Mortgage

By Tim Coutis / September 26, 2018
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When interest rates were in a free-fall during the Great Recession, refinancing was a no-brainer. Now, with rates on the rise, deciding whether to refinance requires a bit more thought. This is not to say there aren’t still many good…

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How Often Can You Refinance Your Home?

By Tim Coutis / September 17, 2018
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Refinancing your mortgage is a great way to consolidate debt or get cash to make home improvements. A homeowner in their early 50s could refinance to shorten the term of their mortgage. This could help them pay it off before…

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What It Means to “Refinance” a Mortgage (Minus Confusing Industry Jargon)

By Aly Yale / August 14, 2018
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You own a home, you have a mortgage and you know that, after some time, you’re supposed to consider refinancing that mortgage. At least that’s what friends and neighbors are doing. But what exactly does it mean to refinance? And…

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Home Mortgage Refinance: What Are My Options?

By Aly Yale / March 12, 2018
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A home mortgage refinance is a move that essentially replaces your current mortgage loan with a new one. You might want to consider one if interest rates have dropped below your current rate, you want to pay off your loan…

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Little girl running through a field of daisy's

March into a New Mortgage Today

By Aly Yale / March 5, 2018
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Do you want fewer monthly expenses and more cash in your pockets? Then you might want to consider a mortgage refinance — and soon. If you’ve owned your home for a few years or more, you’re likely paying more than you…

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