mortgages

Is Now a Good Time to Buy a House? 3 Experts Weigh In

Is Now a Good Time to Buy a House? 3 Experts Weigh In

By Embrace Home Loans Staff / October 28, 2020
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Is now the right time to buy a home?  That’s a question that’s plaguing many potential buyers’ thoughts. Mortgage rates are at historic lows, making the call to buy a first home, relocate, or upgrade one’s living arrangements quite appealing.…

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Jumbo Elephant playing with a money ball

The Ins and Outs of Jumbo Mortgages

By Jon Clark / October 26, 2018
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The rising property values in several parts of the US have many home buyers turning to jumbo loans to finance them. But what exactly is a jumbo mortgage? A jumbo mortgage is a type of mortgage that ranges anywhere between…

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how do mortgages work sign being held by people

How Do Mortgages Work? Understanding the Basics of Mortgages

By Jon Clark / August 31, 2018
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Most people would love to own a home, but the reality is that a majority of us simply can’t pay for a home with cold hard cash. In fact, for many people, even saving up the funds for a down…

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House frontal view

The Different Mortgage Types for Homebuyers in 2018

By Embrace Home Loans Staff / February 12, 2018
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It’s important to know about the many mortgage types prospective home buyers have to choose from before you hit the street this spring. Fixed-rate mortgages versus adjustable-rate mortgages, government-backed versus conventional loans—there are mortgage types to fit every situation. But,…

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Military man returning home

2018 VA Home Loan and FHA Loan Limits

By Embrace Home Loans Staff / December 15, 2017
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Over the past five years, housing prices in the U.S. have been rising about twice as fast as the historical average—mostly due to low inventory. So, it’s only natural that many (but not all) of the 2018 VA home loan…

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