LTV
What is Loan-to-Value Ratio?
Your loan-to-value (LTV) ratio is one of the many factors a mortgage lender considers when evaluating your loan application. Put simply, it’s a percentage that reflects the size of your mortgage as a total share of your home’s value. How…
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6 Questions People Ask about Higher Loan-to-Value Refinance Programs
There are times when homeowners find themselves underwater on their mortgage, which means the balance of the mortgage is higher than the fair market value of their property. This became a big problem when the housing bubble burst over ten…
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