first time homebuyer

Headline: New Homebuyers Are Flocking to FHA LOANS - Sunset with birds in it

New Homebuyers Are Flocking to FHA Loans — Here’s Why

By Aly Yale / August 21, 2019
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New home sales are on the rise, and many of those purchases? They’re being made with FHA loans. According to a recent analysis from the National Association of Home Builders, almost 18 percent of all new home sales were purchased…

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Are You Ready to Be a Homeowner? 6 Questions to Ask Yourself

By Aly Yale / July 22, 2019
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So you’re tired of the rent race. You’re sick of throwing money into the proverbial hole, and you want to start paying your own mortgage — not your landlord’s. But are you really ready? You see, there’s more to owning…

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Gen Z: 9 Money Savings Tips to Buy a Home Sooner

Gen Z: Use These Savings Tips to Buy a Home Sooner

By Aly Yale / May 21, 2019
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It appears that Generation Zers are looking to fast-track their homeownership goals. According to a recent study, nearly 60% of 18 to 23 year-olds want to buy a home in the next five years. And another 52%? They’ve already started…

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First-Time Homebuyers, Don’t Skip This Super Important Step

First-Time Homebuyers, Don’t Skip This Super Important Step

By Aly Yale / April 12, 2019
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Working with a great real estate agent, getting pre-approved for your mortgage, and organizing your financial documentation early are all important — and well-known — steps for first-time homebuyers. But there’s also a lesser-known must-do for first-timers that’s not as…

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First-Time Homebuyer? Leverage Your Tax Refund to Help

By Aly Yale / February 13, 2019
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It’s tax season, and you know what that means: a hefty refund could be just around the corner. What will you use it on? A shopping spree? A much-needed vacation? New clothes or shoes? If buying a home is anywhere…

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The 8 Most Common Unexpected Costs of Homeownership (and How to Prepare!)

By Aly Yale / January 29, 2019
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If you’re on the hunt for a home, you’re likely well aware of listing prices, down payments, and maybe even closing costs. But as expensive as those all are, they’re not the end of your homeownership costs. In fact, they’re…

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Computer showing Renters are you Ready to Buy

Checklist for Renters: Are You Ready to Buy?

By Embrace Home Loans Staff / January 23, 2019
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Are you still renting? Have you set your sights on buying, but given up for fear you can’t afford it? Truth is, you may be in a good position to buy and you don’t even know it. Whether you hope…

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Woman sitting on the floor day dreaming

Buying a Home When You Have Student Loan Debt

By Aly Yale / November 28, 2018
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With record levels of student loan debt, today’s younger generations are struggling financially. They can’t save as much as they’d like, they’re saddled with years upon years of repayment, and, what’s worse, they’re dealing with ever-rising home prices that make…

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2018 Housing Market Do's and Dont's

2018 Housing Market Do’s and Don’ts

By Embrace Home Loans Staff / May 1, 2018
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The 2018 housing market will not differ significantly from what we saw in 2017. Interest rates remain on the rise, but more concerning are rising home prices and a continued shortage of properties for homebuyers to choose from. This doesn’t…

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