first home

How to Know If You Are a Good Candidate for a Mortgage Loan

How to Know If You Are a Good Candidate for a Mortgage Loan

By John Chiappetta / May 10, 2023
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For a first-time buyer, the thought of applying for a mortgage loan can be daunting. Will you qualify? What sort of rate will you get? What type of mortgage should you apply for? Are you even a good candidate in…

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Should You Buy a Starter Home or a Forever Home?

Should You Buy a Starter Home or a Forever Home?

By Embrace Home Loans Staff / June 10, 2020
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At the start of their journey, many first-time homebuyers are often faced with a big choice. Do they buy something smaller and more affordable to get their foot in the door of homeownership? Alternatively, do they wait and save up…

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Couple on the couch with wine glasses

First-Time Homebuyer? Leverage Your Tax Refund to Help

By Aly Yale / February 13, 2019
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It’s tax season, and you know what that means: a hefty refund could be just around the corner. What will you use it on? A shopping spree? A much-needed vacation? New clothes or shoes? If buying a home is anywhere…

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