FICO

How to Build Your Credit from the Ground Up

By Tim Coutis / August 23, 2018
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From a young age, many of us are taught not to take on any debt — that it’s best to pay in cash and only spend what you already have. A big issue with the cash-only mindset, though, is that…

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Credit Do’s & Don’ts While Getting a Mortgage

By Mary Mack / April 18, 2018
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When shopping for a home, good credit is important to obtain the best interest rates and terms. Here are some tips on what not to do and what you should do. DO stay current on your existing accounts – Just…

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Calculating and Improving Your FICO Score

By Mary Mack / April 4, 2018
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What is my FICO score and why is it important? For many people, the first time they will have to deal with their FICO score is when they are applying for a home loan. Most lenders who participate in the…

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Credit score

How Your Credit Score Can Affect the Interest Rate on Your Loan

By Austin White / September 6, 2017
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If your credit score is a little banged up, the loan interest rates you’re offered can be very different from what you see advertised.

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