FICO

Close up of lawn

How to Build Your Credit from the Ground Up

By Embrace Home Loans Staff / August 23, 2018
Posted in ,

From a young age, many of us are taught not to take on any debt — that it’s best to pay in cash and only spend what you already have. A big issue with the cash-only mindset, though, is that…

Read More
credit do's and don'ts in traffic light shapes

Credit Do’s & Don’ts While Getting a Mortgage

By Embrace Home Loans Staff / April 18, 2018
Posted in ,

When shopping for a home, good credit is important to obtain the best interest rates and terms. Here are some tips on what not to do and what you should do. DO stay current on your existing accounts Just one…

Read More
Chalkboard and credit scores

Calculating and Improving Your FICO Score

By Embrace Home Loans Staff / April 4, 2018
Posted in

What is my FICO score and why is it important? For many people, the first time they will have to deal with their FICO score is when they are applying for a home loan. Most lenders who participate in the…

Read More
Credit score on tablet computer

How Your Credit Score Can Affect the Interest Rate on Your Loan

By Austin White / September 6, 2017
Posted in ,

If your credit score is a little banged up, the loan interest rates you’re offered can be very different from what you see advertised.

Read More