FHA
The Pros and Cons of Conventional Mortgages and FHA Loans
The country’s two most common types of mortgages today are conventional loans and FHA loans. Conventional mortgages conform to Fannie Mae/Freddie Mac guidelines and are a financial agreement between the lender and borrower. FHA loans are between the lender and…
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DACA Recipients Can Now Get FHA Loans
America’s Dreamers now have another pathway toward homeownership, thanks to a policy change from the Department of Housing and Urban Development. According to an announcement from the agency, DACA recipients — or those who fall under the Deferred Action for…
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How Do FHA Loans Work — and Are They Right for You?
If you’re in the market to buy a home, you may have heard about an FHA loan in your search for a mortgage. While the term “FHA loan” is probably familiar to most, what it is, how it works, and,…
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Refinance Options When You Have an FHA Loan
There are dozens of reasons you might want to refinance your mortgage loan. For one, it could help you lower your interest rate, thus lowering your monthly payment (plus the total interest you pay over the course of your mortgage).…
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New Homebuyers Are Flocking to FHA Loans — Here’s Why
New home sales are on the rise, and many of those purchases? They’re being made with FHA loans. According to a recent analysis from the National Association of Home Builders, almost 18 percent of all new home sales were purchased…
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Buying a House with Bad Credit: Can It Be Done?
Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…
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Get the Most Out of a Mortgage with a Conventional Loan
When it comes time to purchase a home, there are many options from which buyers can choose to finance the cost of the home through a mortgage. At the time borrowers apply for a mortgage, their lender will provide them…
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2019 FHA and VA County Loan Limits
If you’ve been paying any attention to the real estate market this past year, you know that inventory was low and home prices steadily increased due to the demand. As of November 2018, the median existing-home price for all housing…
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How Do Mortgages Work? Understanding the Basics of Mortgages
Most people would love to own a home, but the reality is that a majority of us simply can’t pay for a home with cold hard cash. In fact, for many people, even saving up the funds for a down…
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Pay for Home Repairs with One of Our Home Renovation Loans
We’re all about helping our customers get to a better place—both financially and in terms of their living situations. We offer several options for home renovations that allow you to buy or refinance a home that needs a little TLC.…
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