down payment

home buying myths drawing

Don’t Believe These 7 Common Mortgage Myths

By Aly Yale / December 3, 2018
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Myths run rampant in the mortgage industry, and too often, they keep well-qualified buyers from purchasing their dream homes. The 20% down rule? A myth. The W-2 requirement? Another myth. The no foreclosures or bankruptcies thing? That’s a myth, too.…

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Woman holding a fan of money like a deck of cards

How to Calculate Your Mortgage Payment

By Jon Clark / October 12, 2018
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Buying a home is probably the single largest purchase you’ll ever make in your life, and unless you are independently wealthy, you’ll need to take out a mortgage to help finance the cost to purchase one. For many, the biggest…

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woman pulling a boulder

How Much Mortgage Can I Afford?

By Jon Clark / July 28, 2018
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As fun as it is to go through home listings and picture ourselves living in the properties, eventually we need to face the question of affordability. While it’s temptingly easy to do mental gymnastics about how we can possibly afford…

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Man pulling out an empty pocket

Don’t Have 20% to Put Down? Here are Your Options

By Aly Yale / April 19, 2018
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It’s an age-old myth that buyers need to put 20 percent down in order to own a home. In fact, many of today’s most popular lending programs require only a mere 3 to 3.5 percent up front. Some programs even…

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