down payment
How to Save for a Down Payment with an Irregular Income
Saving for a down payment is tough. After all, you’re likely going to need to bring thousands of dollars with you to the closing table. That goal is made even tougher when you have an irregular income. That said, it’s…
Read MoreHow to Calculate Your Mortgage Payment
Buying a home is probably the single largest purchase you’ll ever make in your life, and unless you are independently wealthy, you’ll need to take out a mortgage to help finance the cost to purchase one. For many, the biggest…
Read MoreHow Much Mortgage Can I Afford?
As fun as it is to go through home listings and picture ourselves living in the properties, eventually we need to face the question of affordability. While it’s temptingly easy to do mental gymnastics about how we can possibly afford…
Read MoreDon’t Have 20% to Put Down? Here are Your Options
It’s an age-old myth that buyers need to put 20 percent down in order to own a home. In fact, many of today’s most popular lending programs require only a mere 3 to 3.5 percent up front. Some programs even…
Read MoreWhat You Need to Know When Getting Help with a Home Down Payment
When it comes to buying a home, there’s not just the mortgage rate and listing price to worry about. You also have to cover the home down payment—and if you don’t have much (or any) in savings, this could be the…
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