down payment

down payment irregular income

How to Save for a Down Payment with an Irregular Income

By Tara Mastroeni / January 13, 2020
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Saving for a down payment is tough. After all, you’re likely going to need to bring thousands of dollars with you to the closing table. That goal is made even tougher when you have an irregular income. That said, it’s…

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life insurance and buying a home

How Life Insurance Could Help You Buy a House

By Aly Yale / January 16, 2019
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Life insurance doesn’t just give you and your family peace of mind in case tragedy strikes. It can also help you put down roots and buy that dream home, too. Do you already have a life insurance policy in place?…

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home buying myths

Don’t Believe These 7 Common Mortgage Myths

By Aly Yale / December 3, 2018
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Myths run rampant in the mortgage industry, and too often, they keep well-qualified buyers from purchasing their dream homes. The 20% down rule? A myth. The W-2 requirement? Another myth. The no foreclosures or bankruptcies thing? That’s a myth, too.…

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Woman holding a fan of money like a deck of cards

How to Calculate Your Mortgage Payment

By Jon Clark / October 12, 2018
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Buying a home is probably the single largest purchase you’ll ever make in your life, and unless you are independently wealthy, you’ll need to take out a mortgage to help finance the cost to purchase one. For many, the biggest…

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Boy with a strainer on his head trying to create a money machine

5 Creative Ways to Save for a Down Payment

By Aly Yale / September 26, 2018
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The need to save for a down payment has become one of the biggest hurdles for today’s home buyers. Faced with rising home prices (meaning a larger down payment is required), plus surging student loan debt, many buyers can barely…

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woman pulling a boulder

How Much Mortgage Can I Afford?

By Jon Clark / July 28, 2018
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As fun as it is to go through home listings and picture ourselves living in the properties, eventually we need to face the question of affordability. While it’s temptingly easy to do mental gymnastics about how we can possibly afford…

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Piggy bank

Saving for Your Down Payment

By Mary Mack / April 21, 2018
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You’ve decided to buy a home! Now it’s time to save up. Buying a home is the single most expensive purchase most people will ever make. As you’re dreaming about your new home, you’re likely saving for the down payment.…

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Man pulling out an empty pocket

Don’t Have 20% to Put Down? Here are Your Options

By Aly Yale / April 19, 2018
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It’s an age-old myth that buyers need to put 20 percent down in order to own a home. In fact, many of today’s most popular lending programs require only a mere 3 to 3.5 percent up front. Some programs even…

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woman staring at computer screen bored

What You Need to Know When Getting Help with a Home Down Payment

By Aly Yale / January 9, 2018
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When it comes to buying a home, there’s not just the mortgage rate and listing price to worry about. You also have to cover the home down payment—and if you don’t have much (or any) in savings, this could be the…

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