debt
Our 4 Favorite Printable Monthly Budgeting Worksheets
Managing your money can be difficult. You’ve got bills to pay, income to track, and countless other expenses you need to cover throughout the year, all while saving for retirement (and a rainy day). Though there are apps and online…
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Easy Ways to Improve Your Credit—FAST
Your credit score is an important factor in securing a mortgage, but having a low credit score today doesn’t mean you will never be able to buy a home. Many people who have recovered from financial setbacks or bankruptcy have…
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Paying Off Debt? 5 Tips to Help You Make More Progress
Paying off debt is never easy, but it can be done. Plus, the feeling of relief when you’ve finally paid down your balances is like no other. With that in mind, if you are serious about getting your finances under…
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Debt Consolidation: Mortgage Refinance Options and FAQs About Refinancing to Consolidate Debt
Many homeowners refinance their mortgages to lower their interest rates or reduce their monthly payments. Others refinance in order to tap into the equity they’ve built and turn that equity into cash they can use. Another option that has been…
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4 Ways to Make 2020 a Better Financial Year
Believe it or not, 2020 is right around the corner — and with every new year comes a chance to take stock of things in your life and see how they can be improved. Your financial health is no exception.…
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How the Debt Snowball Method Works
When it comes to credit card debt, over-extending oneself can happen to anyone. One reason many find themselves in a downward debt spiral is that in attempting to dig themselves out, they only make things worse. Do you pay the…
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Buying a Home When You Have Student Loan Debt
With record levels of student loan debt, today’s younger generations are struggling financially. They can’t save as much as they’d like, they’re saddled with years upon years of repayment, and, what’s worse, they’re dealing with ever-rising home prices that make…
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5 Smart Ways to Use Cash-Out Refinance Money
Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity…
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The Best Ways to Consolidate Your Debt
Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put…
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Get a Lower Interest Rate with a Better Credit Score
The better your credit the lower interest rate you’re likely to get. Why? In a word—risk. The higher your score the less risk you represent, the more willing a lender is to finance your mortgage. It is that simple. But…
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