debt

2020 finances

4 Ways to Make 2020 a Better Financial Year

By Tara Mastroeni / December 30, 2019
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Believe it or not, 2020 is right around the corner — and with every new year comes a chance to take stock of things in your life and see how they can be improved. Your financial health is no exception.…

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budget worksheets

Our 4 Favorite Printable Monthly Budgeting Worksheets

By Aly Yale / September 19, 2019
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Managing your money can be difficult. You’ve got bills to pay, income to track, and countless other expenses you need to cover throughout the year, all while saving for retirement (and a rainy day).  Though there are apps and online…

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How the Debt Snowball Method Works

By Mary Mack / February 25, 2019
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When it comes to credit card debt, over-extending oneself can happen to anyone. One reason many find themselves in a downward debt spiral is that in attempting to dig themselves out, they only make things worse. Do you pay the…

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Buying a Home with Student Loans

Buying a Home When You Have Student Loan Debt

By Aly Yale / November 28, 2018
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With record levels of student loan debt, today’s younger generations are struggling financially. They can’t save as much as they’d like, they’re saddled with years upon years of repayment, and, what’s worse, they’re dealing with ever-rising home prices that make…

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cash out refinance

5 Smart Ways to Use Cash-Out Refinance Money

By Aly Yale / October 29, 2018
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Cash-out refinances are a great way to access money easily and quickly. The strategy essentially replaces your existing mortgage with a new loan — one that’s bigger, pays off your old one, and gives you cash based on the equity…

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The Best Ways to Consolidate Your Debt

By Aly Yale / April 30, 2018
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Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put…

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Tiny house model next to stacked coins

Get a Lower Interest Rate with a Better Credit Score

By Mary Mack / April 14, 2018
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The better your credit the lower interest rate you’re likely to get. Why? In a word—risk. The higher your score the less risk you represent, the more willing a lender is to finance your mortgage. It is that simple. But…

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Good Credit street sign

Easy Ways to Improve Your Credit—FAST

By Mary Mack / March 25, 2018
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Your credit score is an important factor in securing a mortgage, but having a low credit score today doesn’t mean you will never be able to buy a home. Many people who have recovered from financial setbacks or bankruptcy have…

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Woman sitting cross legged on the floor with computer

How to Protect Your Credit and Pay Down Your Debt from the Holidays

By Tim Coutis / January 29, 2018
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The beauty of buying on credit during the holidays is that you can purchase whatever you can’t afford at that particular moment. However, after all the gifts are opened, and you get back to real life, that credit card debt still need…

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Pad with Get out of Debt on it

4 Ways to Make a Dent in Your Debt—in a Big Way

By Aly Yale / January 22, 2018
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When you have lots of debt, it’s easy to feel like there’s no way out—no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling…

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