debt consolidation

How the Debt Snowball Method Works

When it comes to credit card debt, over-extending oneself can happen to anyone. One reason many find themselves in a downward debt spiral is that in attempting to dig themselves out, they only make things worse. Do you pay the minimum balance month after month, convinced you'll catch up "eventually"? Are you transferring credit [...]

By |2019-08-26T23:56:20-04:00February 25th, 2019|Categories: Financial, Refinance|Tags: , , , |

The Best Ways to Consolidate Your Debt

Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put simply, debt consolidation allows you to roll all of your debts (everything from medical bills [...]

By |2018-11-20T13:21:21-05:00April 30th, 2018|Categories: Financial, Refinance, Uncategorized|Tags: , , |

Easy Ways to Improve Your Credit—FAST

Your credit score is an important factor in securing a mortgage, but having a low credit score today doesn't mean you will never be able to buy a home. Many people who have recovered from financial setbacks or bankruptcy have gone on to become homeowners in good standing. You can't raise your credit score overnight, [...]

By |2018-08-09T02:44:59-04:00March 25th, 2018|Categories: Financial|Tags: , , |

Consolidating Debt

With mortgage in interest rates still at all-time lows, many homeowners are refinancing to lower their interest rates, shorten the terms of their loan or pay for home improvement projects. Refinancing can also let you use your home equity to consolidate debt from credit card or other loans. Let's talk a bit more about what [...]

By |2018-08-09T02:43:59-04:00March 21st, 2018|Categories: Financial|Tags: |

What a Loan Refinance Means for Your Bank Account

There are lots of benefits when you refinance loans---particularly in this time of historically low mortgage rates. By refinancing, you can take advantage of those low rates, lower your monthly mortgage payments, and leverage the equity in your home to put more cash in your pocket or away for a rainy day. Are you considering refinancing your [...]

By |2018-06-12T07:50:55-04:00January 2nd, 2018|Categories: Mortgage, Refinance|Tags: , , |