credit

Gen Z Wants the American Dream: These 5 Financial Tips May Help Make It a Reality

A new survey from Freddie Mac shows that Generation Z — Americans between the ages of 14 and 23 — are serious about becoming homeowners. They’re also more optimistic about it than their millennial cohorts were at their age. In fact, the majority believe they’ll own a home by the age of 30 — [...]

By |2019-12-09T15:22:01-05:00December 9th, 2019|Categories: Financial|Tags: , , , , |

Buying a House with Bad Credit: Can It Be Done?

Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you'll qualify for. Are you worried your credit isn't good enough? You're not alone. Many would-be homeowners fear their credit scores will mean sky-high rates and massive down [...]

By |2020-01-16T10:23:02-05:00June 12th, 2019|Categories: Mortgage, Purchase|Tags: , , , , , , , |

Easy Ways to Improve Your Credit—FAST

Your credit score is an important factor in securing a mortgage, but having a low credit score today doesn't mean you will never be able to buy a home. Many people who have recovered from financial setbacks or bankruptcy have gone on to become homeowners in good standing. You can't raise your credit score overnight, [...]

By |2018-08-09T02:44:59-04:00March 25th, 2018|Categories: Financial|Tags: , , |

Five Things that Can Hurt Your Credit During the Holiday Season

With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or give you bigger credit card bills to pay. It can also hurt your credit and, [...]

By |2018-08-09T03:07:36-04:00November 27th, 2017|Categories: Advice, Budget, Mortgage|Tags: |