credit

struggling financially during covid

Struggling Financially Due to COVID-19? Here’s How to Protect Your Credit Score

By Aly Yale / April 29, 2020
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Millions of Americans have found themselves unemployed amid the coronavirus outbreak, and many more have seen their hours cut, wages reduced, and household finances significantly altered. If you’re in this boat, staying afloat may be all that’s on your mind.…

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Woman holding a fan of money:Gen Z wants the American Dream: These 5 Financial Tips May Help Make It a Reality

Gen Z Wants the American Dream: These 5 Financial Tips May Help Make It a Reality

By Aly Yale / December 9, 2019
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A new survey from Freddie Mac shows that Generation Z — Americans between the ages of 14 and 23 — are serious about becoming homeowners. They’re also more optimistic about it than their millennial cohorts were at their age. In…

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man with a calculator in his hand

Buying a House with Bad Credit: Can It Be Done?

By Aly Yale / June 12, 2019
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Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…

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Crack in a wall showing hidden money

5 Steps for Rebuilding Your Credit After Bankruptcy

By Tim Coutis / October 17, 2018
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Your credit rating is an important part of your overall financial picture. And when you’re in the market to buy or refinance a home? Simply put, good credit gets you a better interest rate because the lender know there’s less…

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Close up of lawn

How to Build Your Credit from the Ground Up

By Tim Coutis / August 23, 2018
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From a young age, many of us are taught not to take on any debt — that it’s best to pay in cash and only spend what you already have. A big issue with the cash-only mindset, though, is that…

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credit do's and don'ts in traffic light shapes

Credit Do’s & Don’ts While Getting a Mortgage

By Mary Mack / April 18, 2018
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When shopping for a home, good credit is important to obtain the best interest rates and terms. Here are some tips on what not to do and what you should do. DO stay current on your existing accounts Just one…

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Tiny house model next to stacked coins

Get a Lower Interest Rate with a Better Credit Score

By Mary Mack / April 14, 2018
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The better your credit the lower interest rate you’re likely to get. Why? In a word—risk. The higher your score the less risk you represent, the more willing a lender is to finance your mortgage. It is that simple. But…

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Chalkboard and credit scores

Calculating and Improving Your FICO Score

By Mary Mack / April 4, 2018
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What is my FICO score and why is it important? For many people, the first time they will have to deal with their FICO score is when they are applying for a home loan. Most lenders who participate in the…

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Good Credit street sign

Easy Ways to Improve Your Credit—FAST

By Mary Mack / March 25, 2018
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Your credit score is an important factor in securing a mortgage, but having a low credit score today doesn’t mean you will never be able to buy a home. Many people who have recovered from financial setbacks or bankruptcy have…

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hand holding a Credit Card

Five Things that Can Hurt Your Credit During the Holiday Season

By Aly Yale / November 27, 2017
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With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or…

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