Credit Score
Struggling Financially Due to COVID-19? Here’s How to Protect Your Credit Score
Millions of Americans have found themselves unemployed amid the coronavirus outbreak, and many more have seen their hours cut, wages reduced, and household finances significantly altered. If you’re in this boat, staying afloat may be all that’s on your mind.…
Read More
What You Should Know About the Upcoming FICO Score Changes
How much debt you have, when you pay your bills, and how long you’ve had your accounts open — these factors can all impact your credit score, sending it up or down at a moment’s notice. But something else that…
Read More
Low Credit Score? 5 Little-Known Hacks That Can Help
Your credit plays an important part in the mortgage process — and it’s a major factor in what interest rate you receive on your loan. Are you worried your score isn’t good enough? Don’t fret. Here are five lesser-known moves…
Read More
Why Closing That Credit Card May Not Be a Great Idea
Thinking of closing one of your credit cards? Read this whole blog before making that decision. Your credit score is one of the most critical components of your total financial picture. A good credit score can usually get you better…
Read More
Buying a House with Bad Credit: Can It Be Done?
Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…
Read More
How to Build Your Credit from the Ground Up
From a young age, many of us are taught not to take on any debt — that it’s best to pay in cash and only spend what you already have. A big issue with the cash-only mindset, though, is that…
Read More
Get a Lower Interest Rate with a Better Credit Score
The better your credit the lower interest rate you’re likely to get. Why? In a word—risk. The higher your score the less risk you represent, the more willing a lender is to finance your mortgage. It is that simple. But…
Read More
Calculating and Improving Your FICO Score
What is my FICO score and why is it important? For many people, the first time they will have to deal with their FICO score is when they are applying for a home loan. Most lenders who participate in the…
Read More
Get a Lower Interest Rate with a Better Credit Score
If you’re afraid your score will land you a loan with a higher interest rate, here are things you can do improve your score.
Read More