Credit Score

struggling financially during covid

Struggling Financially Due to COVID-19? Here’s How to Protect Your Credit Score

By Aly Yale / April 29, 2020
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Millions of Americans have found themselves unemployed amid the coronavirus outbreak, and many more have seen their hours cut, wages reduced, and household finances significantly altered. If you’re in this boat, staying afloat may be all that’s on your mind.…

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fico score changes

What You Should Know About the Upcoming FICO Score Changes

By Aly Yale / January 29, 2020
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How much debt you have, when you pay your bills, and how long you’ve had your accounts open — these factors can all impact your credit score, sending it up or down at a moment’s notice. But something else that…

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Low Credit Score? 5 Little-Known Hacks That Can Help

By Aly Yale / October 24, 2019
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Your credit plays an important part in the mortgage process — and it’s a major factor in what interest rate you receive on your loan. Are you worried your score isn’t good enough? Don’t fret.  Here are five lesser-known moves…

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closing a credit card

Why Closing That Credit Card May Not Be a Great Idea

By Tim Coutis / August 12, 2019
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Thinking of closing one of your credit cards? Read this whole blog before making that decision. Your credit score is one of the most critical components of your total financial picture. A good credit score can usually get you better…

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Buying a House with Bad Credit: Can It Be Done?

By Aly Yale / June 12, 2019
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Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…

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How to Build Your Credit from the Ground Up

By Tim Coutis / August 23, 2018
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From a young age, many of us are taught not to take on any debt — that it’s best to pay in cash and only spend what you already have. A big issue with the cash-only mindset, though, is that…

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Get a Lower Interest Rate with a Better Credit Score

By Mary Mack / April 14, 2018
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The better your credit the lower interest rate you’re likely to get. Why? In a word—risk. The higher your score the less risk you represent, the more willing a lender is to finance your mortgage. It is that simple. But…

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Calculating and Improving Your FICO Score

By Mary Mack / April 4, 2018
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What is my FICO score and why is it important? For many people, the first time they will have to deal with their FICO score is when they are applying for a home loan. Most lenders who participate in the…

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calculatine-Credit-Score

Get a Lower Interest Rate with a Better Credit Score

By Austin White / April 18, 2016
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If you’re afraid your score will land you a loan with a higher interest rate, here are things you can do improve your score.

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