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Managing Debt as a Small Business Owner — And an Easy Way to Consolidate it All

By Aly Yale / October 9, 2018
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When you own a small business, it can be easy to let your debt get out of hand. Purchasing inventory, paying your employees, and stocking your office or facility with the necessary supplies can all get costly — and when…

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Computer showing Refinancing your mortgage to change your terms

Refinancing Your Mortgage to Change the Terms

By Aly Yale / October 5, 2018
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Many homeowners refinance to get a lower interest rate or pay for home improvements, but did you also know you can refinance simply to change the terms of your loan? These types of refinances are primarily used to either shorten…

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Man doing a presentation to a group of people

6 Tips for Growing Your Small Business — And How to Cover the Costs

By Aly Yale / October 4, 2018
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Rome wasn’t built in a day — and a small business? That’s much the same. It takes time, dedication, and the right resources to grow that little idea into a popular, profitable business, but it is possible. Are you treading…

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chalkboard with math formulas on it

How Often Can You Refinance Your Home?

By Embrace Home Loans Staff / September 17, 2018
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Refinancing your mortgage is a great way to consolidate debt or get cash to make home improvements. A homeowner in their early 50s could refinance to shorten the term of their mortgage. This could help them pay it off before…

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Dog in a home construction site

Frustrated by Lack of Affordable Homes? Consider a Major Renovation

By Aly Yale / September 5, 2018
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Let’s face it: housing supply is limited right now. Even if you wanted to move on to bigger, greener pastures, you might have a hard time finding the right property — at least at a price you can afford. Fortunately,…

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Can it make sense to refinance at high rate

Can It Ever Make Sense to Refinance at a Higher Rate?

By Aly Yale / July 23, 2018
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Most homeowners assume that if they’re going to refinance, it needs to be at a lower rate than they’re currently paying. But in reality, rates fluctuate often — and financial situations change just as much. In many cases, refinancing is…

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