buying

What Is Loan-to-Value Ratio?

What is Loan-to-Value Ratio?

By Aly Yale / June 11, 2020
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Your loan-to-value (LTV) ratio is one of the many factors a mortgage lender considers when evaluating your loan application. Put simply, it’s a percentage that reflects the size of your mortgage as a total share of your home’s value. How…

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Should You Buy a Starter Home or a Forever Home?

Should You Buy a Starter Home or a Forever Home?

By Tara Mastroeni / June 10, 2020
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At the start of their journey, many first-time homebuyers are often faced with a big choice. Do they buy something smaller and more affordable to get their foot in the door of homeownership? Alternatively, do they wait and save up…

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Family getting ready to make an offer on a home

8 Questions to Ask Before Making an Offer on a House

By Aly Yale / May 21, 2020
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Finding that dream house is only the first step. If you want that home to be yours, you also need to impress the seller, out-best other buyers, and make a right-sized offer to get you there. Are you considering making…

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escrow and the role it plays in the home buying process

Escrow and the Role It Plays in the Home Buying Process

By Tara Mastroeni / May 7, 2020
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If you’re buying a home, you’ve probably heard your real estate agent mention the term “escrow.” However, you may be wondering, “What is escrow — and what role does it play in the home buying process?” In that case, you’re…

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Selling a Home During COVID-19? Here’s How to Stay Safe

Selling a Home During COVID-19? Here’s How to Stay Safe

By Aly Yale / May 6, 2020
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It might be a weird time to sell a house, but it’s not a bad one by any means. There’s still demand from buyers, home prices are strong, and mortgage rates are low if you’re looking to buy a move-up…

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buying a multigenerational home

Buying a Multigenerational Home? Here‘s What You Should Look for

By Aly Yale / April 17, 2020
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Gen Xers account for the largest share of multigenerational home purchases, according to the National Association of REALTORS®. It’s no surprise either, with their parents getting older, many are taking on caregiving duties and shunning the help (and costs) of…

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buy or sell a house covid

Has COVID-19 Stalled Your Buying or Selling Plans? Here’s What You Can Do in the Meantime

By Aly Yale / April 15, 2020
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If you had buying or selling a house on your radar, there’s a chance the COVID-19 outbreak may have very well stalled them. Maybe you lost your job or saw your wages or hours cut, or maybe you’re just being…

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housing inventory shortage

Inventory Shortage? No Problem. Here’s How to Find a House When Listings are Scarce

By Aly Yale / December 18, 2019
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A shortage of housing inventory made it difficult for many homebuyers to find a house this year. And according to many experts, next year may be much of the same. As more and more Baby Boomers age in place and…

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Is 2020 the time to buy a house?

Is 2020 the Time to Buy a House (or Refinance)?

By Aly Yale / December 5, 2019
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Whether you’re thinking of buying a home or just refinancing the one you already own, it seems like next year could be a good year to do it. According to industry experts, interest rates will remain historically low — and…

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rows of empty Orange chairs

Buyer Competition is Dwindling; Here’s How to Use it to Your Advantage

By Aly Yale / November 25, 2019
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Homebuyers are in luck: it seems competition is waning, and it could mean more leverage as we head into the holiday season. Of course, there’s still a shortage of housing inventory and plenty of demand in most major markets, but…

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