buying

What Does it Mean When a Home is Under Contract?

What Does it Mean When a Home is Under Contract?

By John Chiappetta / May 31, 2023
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When you are looking for a home, you may have seen the words “under contract” or “pending” on a listing. This means that another buyer has made an offer on the home and the seller has accepted it. However, this…

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How to Know If You Are a Good Candidate for a Mortgage Loan

How to Know If You Are a Good Candidate for a Mortgage Loan

By John Chiappetta / May 10, 2023
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For a first-time buyer, the thought of applying for a mortgage loan can be daunting. Will you qualify? What sort of rate will you get? What type of mortgage should you apply for? Are you even a good candidate in…

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Pre-Approval vs. Pre-Qualification: How Are They Different?

Pre-Approval vs. Pre-Qualification: How Are They Different?

By Aly Yale / November 9, 2022
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If you’ve done even the smallest amount of research on buying a home, then you’ve likely seen the words “pre-qualified” or “pre-approved” thrown around — especially if you’ve started vetting lenders. Though the two terms might sound quite similar, pre-qualification…

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How to win the bid

How to Win a Bidding War on a House

By Jon Clark / July 21, 2022
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You’ve done your homework and identified the area that you’d like to live, so now comes the fun part — finding your dream home. Attending an open house is a great way to view a home in a casual, low-pressure…

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Inventory Shortage? No Problem. Here's How To Find A House When Listings Are Scarce

Inventory Shortage? How to Find a House When Listings are Scarce

By Aly Yale / July 6, 2022
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A shortage of housing inventory made it difficult for many homebuyers to find a house this year. And according to many experts, next year may be much of the same. As more and more Baby Boomers age in place and…

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Cape Cod style home with white picket fence

Thinking of Buying an Older Property?

By Embrace Home Loans Staff / April 11, 2022
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Older homes tend to have distinctive design features and small details that usually can’t be found in new properties today. You may, however, notice that older homes require more maintenance and might have outdated systems that need to be replaced.…

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Is 2021 the Year You Stop Renting and Become a Homeowner? Here’s How to Tell

Is This the Year You Stop Renting and Become a Homeowner?

By Aly Yale / May 24, 2021
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Homeownership comes with lots of perks. You can build wealth, put down roots, and, most importantly, stop throwing cash down the proverbial hole (i.e., your landlord’s pockets!) Unfortunately, there’s a lot that needs to fall in place in order to…

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Man using a chop saw for trim

The Pros and Cons of Buying a New Construction Home

By Aly Yale / October 21, 2020
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Home construction has picked up steam in recent months, and experts largely expect that continue.  Fannie Mae, for example, predicts that housing starts will jump by 6.7% in 2021. The Mortgage Bankers Associations also sees strong single-family construction numbers for…

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4 Business people getting ready to run a race

Shopping for a Home in One of These Hot Markets? Get Ready for Competition

By Aly Yale / October 14, 2020
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The hottest housing markets probably aren’t where you think they are.  According to the latest data from Realtor.com, America’s home buying hotspots aren’t major metros or huge, urban cities like most of us would assume. For the most part? They’re…

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Pumpkins and plants on front door step

4 Reasons Fall May Be the Best Time To Buy a House

By Aly Yale / October 5, 2020
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Fall’s certainly the season for pumpkin-carving, hayrides, and apple cider tasting, but more importantly? It’s also a great time to buy a house. Both the current market and historical trends point to good home-buying conditions for Americans this fall. From…

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