buying
The Pros and Cons of Buying a New Construction Home
Home construction has picked up steam in recent months, and experts largely expect that continue. Fannie Mae, for example, predicts that housing starts will jump by 6.7% in 2021. The Mortgage Bankers Associations also sees strong single-family construction numbers for…
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Shopping for a Home in One of These Hot Markets? Get Ready for Competition
The hottest housing markets probably aren’t where you think they are. According to the latest data from Realtor.com, America’s home buying hotspots aren’t major metros or huge, urban cities like most of us would assume. For the most part? They’re…
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4 Reasons Fall May Be the Best Time To Buy a House
Fall’s certainly the season for pumpkin-carving, hayrides, and apple cider tasting, but more importantly? It’s also a great time to buy a house. Both the current market and historical trends point to good home-buying conditions for Americans this fall. From…
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9 Tips for Single Parents Who Want to Buy a Home
As a single mom or dad, it’s easy to think homeownership is out of reach. To buy a house, you’d need to scrimp and save for that down payment (plus closing costs) — but most of the time, you’re just…
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Homes Are Selling Like Hotcakes; Here’s How to Not Lose Out on That Dream Home
Houses are selling at their fastest pace in two years, according to Zillow, with the average home going under contract in just 19 days. The speed is thanks largely to a shortage of housing inventory across the country — one…
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How to Negotiate Inspection Repairs Like a Pro
When you’re in the process of buying a house, negotiating after you’ve completed your inspections is a big deal. After all, it’s only natural that you would want your new home to be in the best shape possible once you…
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Buying a New Home? Expect Lots of Mail
Buying a new place is exciting. You get to decorate, meet the neighbors, and make that new house a home. One thing you may not expect, though? That’d be all the mail that typically comes with it. Are you moving…
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Home Prices Are About to Rise; Here’s How to Buy Fast Before They Do
As home buying demand starts to pick back up, home prices have started to rise again. As of May 2020, the median national listing price was a whopping $330,000 — up 1.6% over last year and a new high for…
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What is Loan-to-Value Ratio?
Your loan-to-value (LTV) ratio is one of the many factors a mortgage lender considers when evaluating your loan application. Put simply, it’s a percentage that reflects the size of your mortgage as a total share of your home’s value. How…
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Should You Buy a Starter Home or a Forever Home?
At the start of their journey, many first-time homebuyers are often faced with a big choice. Do they buy something smaller and more affordable to get their foot in the door of homeownership? Alternatively, do they wait and save up…
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