buying
Buying a New Home? Expect Lots of Mail
Buying a new place is exciting. You get to decorate, meet the neighbors, and make that new house a home. One thing you may not expect, though? That’d be all the mail that typically comes with it. Are you moving…
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Home Prices Are About to Rise; Here’s How to Buy Fast Before They Do
As home buying demand starts to pick back up, home prices have started to rise again. As of May 2020, the median national listing price was a whopping $330,000 — up 1.6% over last year and a new high for…
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What is Loan-to-Value Ratio?
Your loan-to-value (LTV) ratio is one of the many factors a mortgage lender considers when evaluating your loan application. Put simply, it’s a percentage that reflects the size of your mortgage as a total share of your home’s value. Here’s…
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Should You Buy a Starter Home or a Forever Home?
At the start of their journey, many first-time homebuyers are often faced with a big choice. Do they buy something smaller and more affordable to get their foot in the door of homeownership? Alternatively, do they wait and save up…
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8 Questions You Need to Ask Before Making an Offer on a Home
Finding that dream house is only the first step. If you want that home to be yours, you also need to impress the seller, out-best other buyers, and make a right-sized offer to get you there. Are you considering making…
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Escrow and the Role It Plays in the Home Buying Process
If you’re buying a home, you’ve probably heard your real estate agent mention the term “escrow.” However, you may be wondering, “What is escrow — and what role does it play in the home buying process?” In that case, you’re…
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Selling a Home During COVID-19? Here’s How to Stay Safe
It might be a weird time to sell a house, but it’s not a bad one by any means. There’s still demand from buyers, home prices are strong, and mortgage rates are low if you’re looking to buy a move-up…
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Buying a Multigenerational Home? Here‘s What You Should Look for
Gen Xers account for the largest share of multigenerational home purchases, according to the National Association of REALTORS®. It’s no surprise either, with their parents getting older, many are taking on caregiving duties and shunning the help (and costs) of…
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Has COVID-19 Stalled Your Buying or Selling Plans? Here’s What You Can Do in the Meantime
If you had buying or selling a house on your radar, there’s a chance the COVID-19 outbreak may have very well stalled them. Maybe you lost your job or saw your wages or hours cut, or maybe you’re just being…
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Inventory Shortage? No Problem. Here’s How to Find a House When Listings are Scarce
A shortage of housing inventory made it difficult for many homebuyers to find a house this year. And according to many experts, next year may be much of the same. As more and more Baby Boomers age in place and…
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