Woman holding a fan of money:Gen Z wants the American Dream: These 5 Financial Tips May Help Make It a Reality

Gen Z Wants the American Dream: These 5 Financial Tips May Help Make It a Reality

By Aly Yale / December 9, 2019
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A new survey from Freddie Mac shows that Generation Z — Americans between the ages of 14 and 23 — are serious about becoming homeowners. They’re also more optimistic about it than their millennial cohorts were at their age. In…

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Woman packing a box to ship

Sell Your Stuff Online With These 12 Websites and Apps

By Aly Yale / September 30, 2019
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Whether you’re prepping to move, doing some decluttering, or just need to generate a little extra cash, selling your unwanted belongings can help you do it. Fortunately, it’s easier than ever, too.  There’s no stopping by pawn shops or thrift…

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Sign with the word podcast on it

10 of the Best Personal Finance Podcasts

By Aly Yale / July 8, 2019
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Podcasts are the perfect mix of media. It’s like listening to music and reading a book all at the same time — and the best part? You can enjoy them anytime, anywhere. Blare one on your commute into work, plug…

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Gen Z: 9 Money Savings Tips to Buy a Home Sooner

Gen Z: Use These Savings Tips to Buy a Home Sooner

By Aly Yale / May 21, 2019
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It appears that Generation Zers are looking to fast-track their homeownership goals. According to a recent study, nearly 60% of 18 to 23 year-olds want to buy a home in the next five years. And another 52%? They’ve already started…

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saving and budgeting apps shown on a mobile phone

These 4 Savings & Budgeting Apps Can Help You Buy a Home

By Aly Yale / February 18, 2019
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A home isn’t an impulse buy. Unless you’re Jeff Bezos or some sort of lottery winner, purchasing a home takes lots of forethought, planning and, you guessed, saving. Fortunately, technology is here to help make that easier (and more enjoyable).…

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how to set a renovation budget

How to Set a Renovation Budget

By Embrace Home Loans Staff / October 22, 2018
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There are two ways to go about setting a renovation budget. The first is to determine how much you can afford to spend. The second is by working backwards from the end result you want to achieve. If you’re paying…

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Pad with Get out of Debt on it

4 Ways to Make a Dent in Your Debt—in a Big Way

By Aly Yale / January 22, 2018
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When you have lots of debt, it’s easy to feel like there’s no way out—no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling…

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Child holding coin purse in her lap

How to Save Money This Holiday Season—Without Being a Grinch

By Aly Yale / December 19, 2017
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Don’t want to spend all your cash this season, but still aspire to buy your loved ones all those gifts they’ve been eyeing? Thankfully, wanting to save money doesn’t have to mean being a Grinch in this day and age.…

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Woman shopping at night with Christmas lights string across the streets

Holiday Shopping on a Budget: Abide by these 6 Rules

By Aly Yale / December 13, 2017
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Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in…

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Money growing over time

16 Ways to Cut Costs and Build Up Your Savings Account

By Embrace Home Loans Staff / October 18, 2017
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You might remember your parents teaching you about the need for a rainy day fund, but many of us haven’t quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.

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