beyond

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How Much Mortgage Can You Afford If You’re Self-Employed?

By Jon Clark / January 19, 2019
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Estimating how much of a mortgage you might qualify for is a relatively easy process with online mortgage affordability calculators. You simply plug in your income and debt obligations and, poof, the calculator will spit out an estimate of how…

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Beyond Success Story #5: Small Business Owners Qualify with Bank Statements

By Mary Mack / January 13, 2019
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During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly…

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Beyond Success Story #4: Self-Employment Doesn’t Hold Back High-Earning Couple from Buying

By Mary Mack / January 6, 2019
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During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly…

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Beyond Success Story #3: Borrower with a Foreclosure and Late Payments

By Mary Mack / December 30, 2018
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During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly…

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Beyond Success Story #2: Jumbo Financing for Buyers with Credit Challenges

By Mary Mack / December 23, 2018
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During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly…

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Self-Employed Doesn’t Have to Mean Unqualified When It Comes to Getting a Mortgage

By Jon Clark / December 22, 2018
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Not all people work a typical job. Not everyone works for an outside employer who cuts them a paycheck on a regular basis and provides them with a W2 at the end of the year for tax reporting purposes. Some…

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Beyond Success Story #1: A New Home One Year After Bankruptcy

By Mary Mack / December 19, 2018
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During our 35 years in business, we’ve learned that it’s impossible for every potential borrower to have a near-perfect credit score, steady W2 income, and zero past events (like a bankruptcy or foreclosure). As a real estate agent, you’ve undoubtedly…

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Preparing for Self-Employment: What to Do Before Striking Out on Your Own

By Tim Coutis / December 10, 2018
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Working for yourself takes vision, guts, and passion. Freelance work has both advantages and challenges. That’s why it’s so important to “look before you leap.” Proper planning will make your transition from full-time employee to sole proprietor easier and less…

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Don’t Meet the Conventional Mortgage Requirements? You Still Can Get a Loan

By Jon Clark / November 2, 2018
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If you’re planning on buying a house, you’re probably aware of the hurdles that stand in your path to getting a mortgage. Qualifying for a home loan can be an uphill task, thanks to the strict federal regulations that came…

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5 Steps for Rebuilding Your Credit After Bankruptcy

By Tim Coutis / October 17, 2018
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Your credit rating is an important part of your overall financial picture. And when you’re in the market to buy or refinance a home? Simply put, good credit gets you a better interest rate because the lender know there’s less…

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