Your Trusted Guide for Mortgages & Real Estate
Are You Ready for Home Ownership
So how do you know when you are finally ready to buy? The following checklist is a start...
National Mortgage News; HARP Extension Opens Door for 2 Million More Refinancings
According to the National Mortgage News; Lenders refinanced over 1 million borrowers with...
Fixed Rate Mortgages-15 year versus 30 year Loans
If you plan on using a fixed rate mortgage, you will have two main options: a 15-year...
Home Equity: How to Improve It
If you are like most home owners, you can't afford to increase the equity in your home by...
Buying a Foreclosed Home
Purchasing a foreclosure is much different from buying a typical home. Before you decide...
HARP Loans and Their Benefits Explained
If you are barely treading water with your mortgage payments, a loan through the Home...
DIY House Hunting 101
According to the National Association of Realtors, an increasing number of consumers are...
How Personal Finance Influence your Home Loan
Many factors contribute to an individual's credit score. Lenders look at your credit...
What to Know before Refinancing
There are a number of factors that go into such an important financial decision. Done...
10 Ways to Improve your Property Value
Whether you are looking to sell or simply want to boost your home's value, there are a...
VA Loans Explained
If you served in the United States military for a certain period of time, you may be...
Buying a Fixer-upper
If you have found a fixer-upper home at a bargain basement price, a home improvement loan...
FHA Loans Explained
If you are in the market for a new house, you have probably heard about FHA home loans....
Underwater Mortgages
If you are underwater on your mortgage – meaning you owe more than your home is worth...
5 Best Cities to buy a home
According to a list originally compiled by CNN Money, these five cities provide a perfect...
Home Inspection
If you are shopping for a new home, you have probably been told to get a home inspection...
Save the bay
Embrace often has a jeans day to raise money for colleagues, worthy causes and friends in...
Lynchburg VA Office Voted Best in the Area
The readers of the Lynchburg, Virginia paper News and Advance made their voices heard...
Searching for a New Home Online
Internet access makes searching for a new home easier than ever before. There’s no need...
Embrace Home Loans Kicks-off 30th Anniversary at After Hours Event
We will celebrate our 30th Anniversary this spring. Today we employ 623, in fifteen...
Prescreen, Valid Offers and What They Trigger
If you receive a mortgage loan offer through the mail chances are the offer is the result...