The Kitchen Table Header
Solar Farm

Alternative Energy Sources- Solar Panels

September 11, 2014

One of the first alternatives, and one that held out hope for home owners was the solar panel. These photo voltaic panels that capture sunlight and turn it into energy held the promise of heat in winter and air conditioning in summer without burning oil.

Read More
Controlling your house with your Phone

Lights Temperature and Security home automation

September 3, 2014

You tap your cell phone, now your alarm clock, to snooze for another ten. But before you lay your head on the pillow, you open an app and push a button. Downstairs your coffee maker begins to brew you morning beverage. Meanwhile, your refrigerator has automatically added items to your grocery list.

Read More

HARP Loan Eligibility By State

August 28, 2014

The HARP loan program was founded in 2009 to help make homes more affordable. The US economy was in financial crisis then and the confidence of consumers was low—big banks had just failed and the values of homes were dwindling. In addition, consumer spending was low and job growth wasn’t making any headway. The economy was declining and the Making Home Affordable program was put in place to slow down this fall and reverse it using two elements. This program was intended to help homeowners who couldn’t meet their mortgage payments to keep their homes. The government believed that fewer foreclosures would help steady housing and home values.

Read More
Outdoor Living Room

5 of the Best Online Sites for Space Saving Tips and More

August 27, 2014

As the old adage goes “nature abhors a vacuum.” It doesn’t seem to matter how much space we have, clutter will accumulate. Space saving has become a multi-billion dollar industry with specialized interior designers willing to reconfigure your closets, attic and basement.

Read More

Beating The All-Cash Home Buyer

August 26, 2014

The upturn of all-cash deals have made it pretty hard for homebuyers that plan to make use of a mortgage. In reaction to this trend, many mortgagors are turning to lenders, who are able to quickly close loans or provide a variety of options in financing.

Read More
spinning lights

Shedding light on LEDs

August 20, 2014

In 2007 Congress passed legislation to effectively ban the incandescent bulb by raising the standards of efficiency. By doing so, they created a race to innovate, as well as a political firestorm. Europe and other countries around the world are also taking similar steps to phase out the outdated and inefficient bulbs.

Read More
Classic piggy bank shaped like a pig

Virginia Offers Savings Plan For First Time Buyers

August 19, 2014

Real estate professionals, including realtors and brokers have noticed a continuous drop in the number of young homebuyers and other first-timers. Generally, Millennials on the house hunt find it hard to come up with sizable down payments, especially when they are still struggling with huge debt accumulated from student loans. 

Read More
Buying a Home

What You Need Before Buying A Home

August 7, 2014
, ,

Buying a home is one of the most monumental feats to take on as an adult. It’s no easy task—it takes a lot of planning and preparation to make sure you are in the best position financially to take on the challenge. The best thing you can do for yourself and your family is to go over what not to do before you apply for a loan and try to create some solutions in advance. 

Read More
Students Graduating

Are Students Loans Preventing College Grads From Buying Homes?

August 5, 2014

It’s often said that gaining a four-year education is the way to properly enter adulthood. However, so many college graduates are experiencing even more difficulties than non college-grads because they are in a deep hole of student loan debt. It is problematic for thousands of young folks trying to make it these days, especially with the recent decline in the economy.

The real problem with college loans being so difficult to repay quickly is that it makes it much harder for recent college grads to properly invest their money. Buying a home is something many young people want to do, and feel that they have earned after studying for four years and doing the work it takes to graduate—sadly, most will not have that opportunity unless federal law changes loan interest rates.

Read More

Average Income Needed To Buy A Home

July 31, 2014

With new statistics, it’s been found that someone with a modest income can likely afford to live in the U.S. city of their choosing (depending on the city.)

Read More