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Underwater Mortgages

If you are underwater on your mortgage – meaning you owe more than your home is worth – you have several options. Each potential solution has its pros and cons, and some are better than others.

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City

5 Best Cities to buy a home

According to a list originally compiled by CNN Money, these five cities provide a perfect combination of location, price, and housing stock that present potential home buyers with the pick of the proverbial litter.

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Home Inspection

Home Inspection

If you are shopping for a new home, you have probably been told to get a home inspection before you buy. Some real estate companies include home inspections in their purchase agreements.

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Beach and surf

Save the bay

Embrace often has a jeans day to raise money for colleagues, worthy causes and friends in need. This is a day when employees donate $3 or more for a good cause and the privilege of dressing down.

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Lynchburg VA Office Voted Best in the Area

The readers of the Lynchburg, Virginia paper News and Advance made their voices heard voting Embrace Home Loans’ Lynchburg office the “Best Mortgage Company in the Lynchburg Area.” Branch Manager, Billy Woolridge was thrilled.

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Searching for a New Home Online

Internet access makes searching for a new home easier than ever before. There’s no need to sift through newspaper real estate sections when you can perform your own custom search online— or even take your home search on the road with mobile apps.

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Anniversary Balloons

Embrace Home Loans Kicks-off 30th Anniversary at After Hours Event

We will celebrate our 30th Anniversary this spring.  Today we employ 623, in fifteen offices across the country, with over 450 of those employees here in Middletown. 

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Credit cards stacked up

Prescreen, Valid Offers and What They Trigger

If you receive a mortgage loan offer through the mail chances are the offer is the result of a prescreening process. Lenders prescreen “raw” data made available by the credit bureaus.

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