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Three Things You Need To Consider Before Refinancing Your Mortgage

A mortgage loan refinance is a great way to lower monthly payments and free up much needed cash. In order to determine whether a refinance is right for you, there are several factors to consider. Your Embrace Mortgage Specialist can help you determine whether you should refinance and just exactly how much money you can…

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How to Know Which Home Loan Is Right For You

Are you a first time homebuyer? What is your credit score? First time homebuyers have a number of options available to them. There are many low down payment financing options available. FHA loans generally have a lower interest rate for qualified buyers. There are state and local down payment assistance programs. Some programs allow for…

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Five Questions To Ask Before You Refinance Your Mortgage

Homeowners looking to refinance an existing loan will want to be sure to ask the following questions.

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How to Know If You Should Refinance Your Mortgage Or Not

Here are some questions to help you make a decision about when to refinance.

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Get a Lower Interest Rate with a Better Credit Score

If you’re afraid your score will land you a loan with a higher interest rate, here are things you can do improve your score.

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From Porch to Deck

While more recent trends in building have attempted to bring the porch back into fashion, the deck has become both the symbol and center for entertaining over the last twenty years.

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About Hardwood Floors

For many years solid hardwood floors were out of reach for many homeowners. If you were lucky to have purchased an older home that had them, all well and good. Pull up the carpet, hire or rent a sander, add a few fresh coats of polyurethane and voila, gorgeous hardwood.

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When Home Improvement is a Bad Thing

Your home is a significant investment and one that you hope will grow over time. Getting a reasonable return on that investment takes time and careful consideration of a number of factors. Updating an old kitchen, renovating a bathroom, adding a room or even a second story to an existing home can all be worthwhile provided you don’t invest more money into your home than it is worth.

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Kitchen First – How the Kitchen became the focal point of the modern home

The kitchen is home, and today’s spacious, modern well-appointed kitchens have become more than just the center of family activity, they’ve become the centerpiece, a showplace, reflecting the homeowner’s taste and design sense.

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Hiring a contractor

You’ve done enough research to know you’re going need multiple resources, a plumber, an electrician and a carpenter. To get this done right, you’re going to need a good contractor. Before you panic, here are the things you need to know about hiring a contractor