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Tracking your improvements

Tracking Your Home Improvements

Home improvements let you personalize your living space, update your mechanical systems, and add to the value of your home. They also increase your home’s basis, which is an important factor when eventually sold. Be prepared for tax time and home emergencies by keeping track of your home improvements.

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The Golden Baton Award

There are several Golden Batons awarded at the Embrace Home Loans Awards Ceremony each month. Sales Promotion Coordinator, Kristin Faria, says the company has been awarding Golden Batons since well before she began her career at Embrace Home Loans nineteen years ago. Each month, department managers award a Baton to the team member whom they feel has gone above and beyond, and deserves…

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8 Reasons Why Changes to the Way Credit Agencies Manage Errors will Benefit Consumers

The three largest credit rating agencies, Equifax, Transunion and Experian in cooperation with the state of New York have agreed to change the way they review and correct errors on consumer credit reports.

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Work-Life Balance Feature

For many professionals, immense career growth can come at a significant cost to other areas of life; forcing them to compromise on the very things that matter most.

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Perspectives

Many teams within Embrace Home Loans collaborate to deliver goods and services.  Each month we share different perspectives on different these cross-collaboration goods and services.

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Embrace Core Value

Defining Values With the 2017 release of Embrace Home Loans’ updated purpose statement and core values, it is the Talent Development team’s hope that employees will strive now, more than ever, to infuse these ideals into their personal and professional lives on a daily basis. In the coming months, a different core value will be featured in the monthly eNewsletter as it…

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Five Questions To Ask a Loan Officer when Buying a Home

Potential Homeowners looking to finance a home purchase will want to be sure to ask the following questions.

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Three Things You Need To Consider Before Refinancing Your Mortgage

A mortgage loan refinance is a great way to lower monthly payments and free up much needed cash. In order to determine whether a refinance is right for you, there are several factors to consider. Your Embrace Mortgage Specialist can help you determine whether you should refinance and just exactly how much money you can…

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How to Know Which Home Loan Is Right For You

Are you a first time homebuyer? What is your credit score? First time homebuyers have a number of options available to them. There are many low down payment financing options available. FHA loans generally have a lower interest rate for qualified buyers. There are state and local down payment assistance programs. Some programs allow for…

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Five Questions To Ask Before You Refinance Your Mortgage

Homeowners looking to refinance an existing loan will want to be sure to ask the following questions.

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