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    Real estate is often touted as one of the best investments a person can make, but very few investors are able to pay out of pocket when they find a property they’re interested in owning. And the traditional hard money loan process they often have to go through? It’s not…ideal.

    Embrace knew both new and experienced real estate investors deserved a better mortgage product. One that would save them time, money, and stress.

    We unveiled our Doc Lite loans — also known as Debt Service Coverage Ratio (DSCR) — in the middle of 2019, and we’ve been getting a lot of positive feedback from investors, real estate agents, and our own loan officers as well. They’re loving the fact that Doc Lite loans don’t require income documentation, like tax returns or W-2s. There are many more highlights like longer loan terms and lower rates and fees than most hard money loans.

    If you’d like to learn more about our Doc Lite loans, contact your local Embrace loan officer today.

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