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In Honor of Pride Month, Here are 4 Resources for LGBTQ+ Homebuyers
The housing industry has made conscious efforts to improve access to homeownership for LGBTQ+ Americans in recent years. In fact, earlier this month, Marcia Fudge, commissioner for the U.S. Department of Housing and Urban Development even delivered a Pride Month…
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4 Ways to Celebrate National Homeownership Month
It’s officially National Homeownership Month — a time to celebrate the American Dream and help others on their journeys to pursue it. At Embrace, these goals are important year-round, but in June, they truly come front and center. Want to…
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4 Bad Money Habits to Break ASAP (and How to Make the Change)
Not everyone is great with money. Fortunately, it’s possible to change! If you’ve found yourself falling victim to some bad money habits recently, keep reading. We’ve listed four not-so-great money habits below and we’ve laid out what you can do…
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5 Calendar Management Tips for Busy Real Estate Agents
When you run your own business, it’s crucial to know how to manage your time effectively. Yet, many real estate agents find that they struggle with planning out their days. In an effort to make the task a little easier,…
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Embrace Employee Spotlight: Tom Trott and Julia McGonagle
There’s a lot to love about Embrace Home Loans, but one of our strongest assets has always been our employees. We have teammates who have been with us for 10, 20, even 30+ years. And we’ve also been hiring new…
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Mortgage Rates Stay Flat; Purchase Loan Apps Jump
Mortgage rates remained flat this week, sitting at the same 2.87% on 30-year loans seen last week, according to Freddie Mac. Though rates remain well below 3% — and have for months, overall loan applications were down 2.4% for the…
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Mortgage Rates Reverse Course, But Buyers, Refinancers Charge Ahead
Mortgage rates have increased for the first time in six weeks, according to the latest data from Freddie Mac. Now, the average rate on a 30-year, fixed-rate mortgage sits at 2.87% — up from last week’s 2.77%. “Following last Friday’s…
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5 Helpful Things You Can Do Before Applying for a Mortgage
Applying for a mortgage is a big step, so you’ll want to go into the process as prepared as possible. We have five helpful tips for things you can do before applying for your home loan. Read them over to…
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5 Tips For Working With International Relocation Clients
Like working with clients who are from out of town, working with international relocation clients is a little bit different than working with clients who live right around the corner. These clients have needs and concerns that you should be…
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Save or Splurge? How to Spend Your Money on Home Decor and Furniture
Everyone has a budget when it comes to home decorating. Whether you’re outfitting an entirely empty house or you’re just giving your old one a little makeover, we all have our financial limits. But that doesn’t have to mean dollar…
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