Mortgage Refinance Tips and Tricks

Girl running through corn field

What Is a USDA Loan?

By Tim Coutis / May 18, 2018
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One government-backed loan that doesn’t get a lot of attention, but features a number of great benefits, is the United States Department of Agriculture (USDA) Rural Development Guaranteed Home Loan. According to their website, the USDA provides approved lenders a…

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Butler with a tray of money

How to Tell If You Need to Lower Your Monthly Bill Payments

By Tim Coutis / May 15, 2018
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For most of us, our mortgage payment is the biggest monthly bill we pay. The best part of that payment is that it builds equity that can be used to improve your financial situation. It’s what separates your mortgage payment…

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The Best Ways to Consolidate Your Debt

By Aly Yale / April 30, 2018
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Whether your credit card balances have gotten out of hand or you’re just tired of tracking 15 different bills and payments every month, debt consolidation can be a great option—saving you both money and hassle over the long term. Put…

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Refinance Options for Military Personnel

By Tim Coutis / March 29, 2018
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A VA refinance loan can be a great option for qualified veterans, military personnel, and their spouses. Whether you’re looking to refinance for a lower interest rate, a shorter payment term, or to take cash out, as a veteran you…

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What does a cash out refi mean

What Does a “Cash Out” Refinance Mean?

By Aly Yale / March 27, 2018
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You’ve probably heard the term “cash-out refinance” before. Maybe your neighbor used one to pay for their new deck or your sister took one out to cover your nephew’s first year of college tuition. Whatever the reason, you know that…

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Home Mortgage Refinance: What Are My Options?

By Aly Yale / March 12, 2018
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A home mortgage refinance is a move that essentially replaces your current mortgage loan with a new one. You might want to consider one if interest rates have dropped below your current rate, you want to pay off your loan…

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Little girl running through a field of daisy's

March into a New Mortgage Today

By Aly Yale / March 5, 2018
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Do you want fewer monthly expenses and more cash in your pockets? Then you might want to consider a mortgage refinance — and soon. If you’ve owned your home for a few years or more, you’re likely paying more than you…

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Holding a calculator in hand

Refi vs. HELOC—Which is Best for Your Family?

By Aly Yale / January 11, 2018
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When you already own a home and have a mortgage, you have two options to consider should you ever need a little extra cash in your pocket: Refinance your current loan or apply for a home equity line of credit…

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Coins stacked in front of a model house

What a Loan Refinance Means for Your Bank Account

By Aly Yale / January 2, 2018
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There are lots of benefits when you refinance loans—particularly in this time of historically low mortgage rates. By refinancing, you can take advantage of those low rates, lower your monthly mortgage payments, and leverage the equity in your home to put more…

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Farm House Corral

Three Things You Need To Consider Before Refinancing Your Mortgage

By Austin White / October 11, 2016
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A mortgage loan refinance is a great way to lower monthly payments and free up much needed cash. In order to determine whether a refinance is right for you, there are several factors to consider. Your Embrace Mortgage Specialist can…

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