Mortgage Refinance Tips and Tricks

Does Refinancing Hurt Your Credit?

Does Refinancing Hurt Your Credit?

By Tara Mastroeni / January 26, 2022
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These days, interest rates are historically low and homeowners are thinking of refinancing their mortgages. However, a big question on people’s minds as they look to refinance is “does refinancing hurt your credit?”. To that end, we’ve set out to…

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3 Times When Refinancing Doesn't Make Sense (And 3 Times When It Does)

3 Times When Refinancing Doesn’t Make Sense (And 3 Times When It Does)

By Tara Mastroeni / November 5, 2021
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Believe it or not, refinancing is not always a smart financial decision. In order to help you get a better idea of whether or not refinancing makes sense for you, we’ve laid out some scenarios for you below. Keep reading…

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Do You Need an Appraisal When Refinancing?: A Homeowner's Guide

Do You Need an Appraisal When Refinancing?: A Homeowner’s Guide

By Tara Mastroeni / October 29, 2021
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Refinancing your home can be a great way to save money on your monthly mortgage payment. That said, refinancing does come with some requirements. One of those requirements may be an appraisal. To that end, we’ve tried to answer the…

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How Often Can You Refinance Your Mortgage?

How Often Can You Refinance Your Mortgage?

By Tara Mastroeni / August 26, 2021
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Many homeowners wonder, “How often can you refinance your mortgage?” If you’ve refinanced before, you may be one of them, especially in the current interest rate environment. The good news is, you can absolutely refinance your mortgage more than once.…

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Tapping the Equity in Your Home for Cash: When a Cash-Out Refinance Might Make Sense

Tapping the Equity in Your Home for Cash: When a Cash-Out Refinance Might Make Sense

By Tara Mastroeni / July 8, 2021
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If you own your own home, you may have heard that a cash-out refinance can be a solid option for big expenses. While this is true, not all large expenses are created equal. To that end, we have listed some…

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What Is a Break-Even Point? (And Why You Need to Know Yours When You're Refinancing)

What Is a Refinance Break-Even Point? (and Why You Need to Know Yours)

By Tara Mastroeni / May 21, 2021
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Interest rates have consistently been at historic lows throughout the coronavirus pandemic, and, as a result, many people have rushed to refinance their mortgages. However, the truth is, that refinancing right now doesn’t make financial sense for everyone. If you’re…

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5 Important Questions to Ask Yourself Before You Refinance Your Mortgage

5 Important Questions to Ask Yourself Before You Refinance Your Mortgage

By Tara Mastroeni / April 7, 2021
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Interest rates are still at historic lows, leaving many people considering refinancing their home loans. However, refinancing is not necessarily the right choice for everyone. With that in mind, we’ve brought you five questions to help you figure out whether…

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What Is a VA IRRRL and How Does it Work?

What Is a VA IRRRL and How Does It Work?

By Aly Yale / March 26, 2021
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With mortgage rates so low, many homeowners have chosen to refinance in the last year. Doing so can reduce not only the long-term costs of your loan but also your monthly payment too. If you have a VA loan, your…

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Considering a Refinance? 6 Ways to Prepare — and Help Your Chances

Considering a Refinance? 6 Ways to Prepare — and Help Your Chances

By Aly Yale / March 3, 2021
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It’s a great time to refinance. Mortgage rates are hovering around record lows, home prices are rising (hello, increased equity!), and just about all of us could use a lower payment and fewer costs these days. If you’re thinking of…

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4 Home Equity Mistakes That Some Homeowners Make

4 Home Equity Mistakes That Some Homeowners Make

By Tara Mastroeni / February 15, 2021
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As a homeowner, the equity that you’ve built up in your home is quite possibly your largest asset — so it’s important that you treat it carefully. To that end, we have listed below four home equity mistakes that some…

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