Refinance
3 Reasons Why Now May Be a Good Time to Refinance Your Mortgage
There’s a lot going on in the economy, and while most of it isn’t good news, there is still a silver lining: Mortgage rates are historically low. For homeowners, that means refinancing is more attractive than ever, especially if financial…
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What Is a Rate and Term Refinance?
When you first delve into the world of financing, it can feel like there is a whole other language that you need to learn, especially around mortgages and lending. This post will take a look at the term “rate and…
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The 6 Best Winter Renovations and Home Improvements
There’s no denying that spring and summer are the most popular times of year to make home improvements, but if you’ve been writing winter off entirely for these projects, you’re missing out. From easier scheduling to a potential for cost…
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Don’t Think Refinancing Is a Good Option? Here Are 2 Reasons Why You Might Be Wrong
One of the biggest debates in the mortgage industry revolves around the topic of refinancing. Some economic pundits will tell you that, in order to benefit from a mortgage refinance, you’d have to drop your interest rate significantly — and…
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The Holidays are Coming: Here’s How Your Mortgage Can Help
The holiday season is just around the corner, and so are all the costs that come with it. Fortunately, if you’re a homeowner, your mortgage might be able to help with that. Your mortgage (and the house it pays for)…
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Refinance Options When You Have an FHA Loan
There are dozens of reasons you might want to refinance your mortgage loan. For one, it could help you lower your interest rate, thus lowering your monthly payment (plus the total interest you pay over the course of your mortgage).…
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Is Refinancing Your Mortgage Worth the Money?
With mortgage rates at historic lows at the time of publication, many homeowners are wondering: is it time to refinance? Though a refinance has the potential to bring about some serious benefits (a lower payment, less interest paid, a quicker…
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6 Questions People Ask about Higher Loan-to-Value Refinance Programs
There are times when homeowners find themselves underwater on their mortgage, which means the balance of the mortgage is higher than the fair market value of their property. This became a big problem when the housing bubble burst over ten…
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9 College Scholarships with Quick and Easy Applications
College is expensive. The average cost of public college is nearly $10,000 per year for in-state residents and more than twice that for out-of-state residents. Add that up over four years and you’ve got a pretty hefty sum of money…
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Refinancing with Two Mortgages: Why You’d Do It and What to Expect
Refinancing can be beneficial for many homeowners. It can lower your rate, your monthly payment and maybe even shorten the total length of your loan. But if you have two mortgage loans on your hands? Then refinancing might be even…
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