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Mortgage Refinance Tips and Tricks

Signs It May Be Time to Refinance
July 10, 2026 4 min read
When Should You Refinance Your Mortgage? Here’s When It May Make Sense

Refinancing isn’t just about chasing a lower interest rate. For many homeowners,...

Considering a Refinance? 6 Ways to Prepare — and Help Your Chances
June 29, 2026 4 min read
Thinking About Refinancing? Here’s How to Prepare Before You Apply

Refinancing can be a smart financial move, but timing isn’t the only factor that...

Cash Out Refinance: Pay Down Your Debts, Even in This Market
June 4, 2026 2 min read
Cash-Out Refinance to Pay Off Debt: The Basics

A cash-out refinance replaces your current mortgage with a larger loan and gives you the...

Understanding a Home Equity Line of Credit
May 15, 2026 2 min read
Understanding a Home Equity Line of Credit

Need cash? Thinking about a remodel? Juggling high-interest credit card balances? If...

What Does It Mean to “Have Equity” in Your Home?
February 27, 2025 4 min read
What Is Home Equity and Why Is It Important?

Have you ever been told you can “take money out of your house” to do renovations or...

Do You Need an Appraisal When Refinancing?: A Homeowner's Guide
July 25, 2024 4 min read
A Homeowner’s Guide: Do You Need an Appraisal When Refinancing?

Refinancing your home can be a great way to save money on your monthly mortgage payment....

5 Important Questions to Ask Yourself Before You Refinance Your Mortgage
March 6, 2024 5 min read
5 Important Questions to Ask Yourself Before You Refinance Your Mortgage

While still on the lower end of the 30-year scale, interest rates have risen to about...

Does Refinancing Hurt Your Credit?
December 27, 2023 5 min read
Does Refinancing Hurt Your Credit?

With the recent rise in interest rates, homeowners who were once eager to refinance might...

How Often Can You Refinance Your Mortgage?
December 28, 2022 7 min read
How Often Can You Refinance Your Home?

Many homeowners wonder, “How often can you refinance your mortgage?” If...

Get Out of Debt on paper
March 21, 2022 4 min read
Consolidating Debt

With mortgage interest rates down from where they were, many homeowners are refinancing...

3 Times When Refinancing Doesn't Make Sense (And 3 Times When It Does)
November 5, 2021 5 min read
3 Times When Refinancing Doesn’t Make Sense (And 3 Times When It Does)

Believe it or not, refinancing is not always a smart financial decision. In order to help...

What Is a Break-Even Point? (And Why You Need to Know Yours When You're Refinancing)
May 21, 2021 4 min read
What Is a Refinance Break-Even Point? (and Why You Need to Know Yours)

Interest rates have consistently been at historic lows throughout the coronavirus...

4 Home Equity Mistakes That Some Homeowners Make
February 15, 2021 4 min read
4 Home Equity Mistakes That Some Homeowners Make

As a homeowner, the equity that you’ve built up in your home is quite possibly your...