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Mortgage Refinance Tips and Tricks

What Does It Mean to “Have Equity” in Your Home?
February 27, 2025 4 min read
What Is Home Equity and Why Is It Important?

Have you ever been told you can “take money out of your house” to do renovations or...

Do You Need an Appraisal When Refinancing?: A Homeowner's Guide
July 25, 2024 4 min read
A Homeowner’s Guide: Do You Need an Appraisal When Refinancing?

Refinancing your home can be a great way to save money on your monthly mortgage payment....

5 Important Questions to Ask Yourself Before You Refinance Your Mortgage
March 6, 2024 5 min read
5 Important Questions to Ask Yourself Before You Refinance Your Mortgage

While still on the lower end of the 30-year scale, interest rates have risen to about...

Does Refinancing Hurt Your Credit?
December 27, 2023 5 min read
Does Refinancing Hurt Your Credit?

With the recent rise in interest rates, homeowners who were once eager to refinance might...

How Often Can You Refinance Your Mortgage?
December 28, 2022 7 min read
How Often Can You Refinance Your Home?

Many homeowners wonder, “How often can you refinance your mortgage?” If...

Get Out of Debt on paper
March 21, 2022 4 min read
Consolidating Debt

With mortgage interest rates down from where they were, many homeowners are refinancing...

3 Times When Refinancing Doesn't Make Sense (And 3 Times When It Does)
November 5, 2021 5 min read
3 Times When Refinancing Doesn’t Make Sense (And 3 Times When It Does)

Believe it or not, refinancing is not always a smart financial decision. In order to help...

What Is a Break-Even Point? (And Why You Need to Know Yours When You're Refinancing)
May 21, 2021 4 min read
What Is a Refinance Break-Even Point? (and Why You Need to Know Yours)

Interest rates have consistently been at historic lows throughout the coronavirus...

4 Home Equity Mistakes That Some Homeowners Make
February 15, 2021 4 min read
4 Home Equity Mistakes That Some Homeowners Make

As a homeowner, the equity that you’ve built up in your home is quite possibly your...

iPhone in hand with charts and graphs on it
January 15, 2020 5 min read
What Is a Rate and Term Refinance?

When you first delve into the world of financing, it can feel like there is a whole other...

Hand tossing a snowball in the air
February 25, 2019 3 min read
How the Debt Snowball Method Works

When it comes to credit card debt, over-extending oneself can happen to anyone. One...

Couple sitting at a cafe the woman having coffee in a wedding gown and the man holding his head
January 24, 2019 3 min read
What to Do About Your Mortgage When You’re Getting Divorced

Divorce is never easy. Even for those couples with the best intentions, the division of...

how soon can i refinance
October 16, 2018 3 min read
How Soon Can I Refinance After Buying a Home?

In “The Pros and Cons of Refinancing,” we took a look at the benefits of...

Two people standing on rocks in the ocean
September 26, 2018 3 min read
The Pros and Cons of Refinancing Your Mortgage

When interest rates were in a free-fall during the Great Recession, refinancing was a...

chalkboard with math formulas on it
September 17, 2018 3 min read
How Often Can You Refinance Your Home?

Refinancing your mortgage is a great way to consolidate debt or get cash to make home...