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Mortgage Refinance Tips and Tricks

What Does a "Cash-Out Refinance" Mean?
September 6, 2024 9 min read
What Does a “Cash-Out Refinance” Mean?

You’ve probably heard the term “cash-out refinance” before. Maybe your...

What Does It Mean to “Have Equity” in Your Home?
April 26, 2023 4 min read
What Does It Mean to “Have Equity” in Your Home?

If you’re a homeowner, then you’ve probably heard of home equity before —...

Should You Refinance at a Higher Interest Rate?
April 5, 2023 5 min read
Should You Refinance at a Higher Interest Rate?

Can a mortgage refinance still make sense if today’s interest rates are higher? While...

Home Mortgage Refinance: What Are My Options?
November 2, 2022 7 min read
Home Mortgage Refinance: What Are My Options?

What is the Meaning of Refinance? A home mortgage refinance is a move that essentially...

Rates are Rising, But Here Are 5 Reasons a Refinance May Still Be Smart
January 12, 2022 4 min read
Rates Are Rising, but Here Are 5 Reasons a Refinance May Still Be Smart

Mortgage rates have been rising for the past few weeks, and if you’re a homeowner, it...

Considering a Refinance? 6 Ways to Prepare — and Help Your Chances
March 3, 2021 4 min read
Considering a Refinance? 6 Ways to Prepare — and Help Your Chances

It’s a great time to refinance. Mortgage rates are hovering around record lows, home...

Should I Refinance My HELOC into a Fixed-Rate Mortgage?
January 18, 2021 3 min read
Should I Refinance My HELOC into a Fixed-Rate Mortgage?

When you’re in need of cash, a home equity line of credit (HELOC) can seem pretty...

https://www.wvhdf.com/home-buyers/movin-up-loan-program
November 21, 2020 7 min read
Debt Consolidation: Mortgage Refinance Options and FAQs About Refinancing to Consolidate Debt

Many homeowners refinance their mortgages to lower their interest rates or reduce their...

6 Mistakes Homeowners Make When Refinancing a Mortgage
September 9, 2020 4 min read
6 Mistakes Homeowners Make When Refinancing a Mortgage

It may seem like everyone is refinancing their mortgages these days — and it’s no...

3 reasons why now may be a good time to refinance your mortgage
May 2, 2020 3 min read
3 Reasons Why Now May Be a Good Time to Refinance Your Mortgage

There’s a lot going on in the economy, and while most of it isn’t good news, there is...

mortgage holidays
November 20, 2019 3 min read
The Holidays are Coming: Here’s How Your Mortgage Can Help

The holiday season is just around the corner, and so are all the costs that come with it....

Label: Is refinancing worth your money? Woman dreaming of saving money
September 26, 2019 3 min read
Is Refinancing Your Mortgage Worth the Money?

With mortgage rates at historic lows at the time of publication, many homeowners are...

Two super hero women: Mortgage one and mortgage two
August 1, 2019 2 min read
Refinancing with Two Mortgages: Why You’d Do It and What to Expect

Refinancing can be beneficial for many homeowners. It can lower your rate, your monthly...

Family in a sail boat
June 20, 2019 3 min read
5 Financial Goals a Refinance Can Help You Achieve

In the present moment while writing this blog, mortgage rates are officially at their...

two boys sitting on a couch
May 9, 2019 5 min read
Should You Consider Refinancing Your Mortgage? Read This To Find Out

With mortgage rates dropping in the first quarter of the year, the number of homeowners...