Mortgage, Home Buying, and Real Estate News

Mortgages are about to get more expensive. Here’s why.

By Nicole Bowen / February 16, 2023
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Update: On Wednesday March 15, the Federal Housing Finance Agency (FHFA) announced that they will be delaying the Loan Level Price Adjustments (LLPA) for certain borrowers with debt-to-income (DTI) ratios above 40 percent for a total of 90 days. The new…

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5 Times You Might Want to Use a 15-year Loan

5 Times You Might Want to Use a 15-year Loan

By Aly Yale / March 17, 2021
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The 30-year mortgage might be the most common, but it’s not always the best choice for every homebuyer. In fact, it’s often the most expensive mortgage you can go with — at least in the long term.  Just consider, for…

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DACA Recipients Can Now Get FHA Loans

DACA Recipients Can Now Get FHA Loans

By Aly Yale / February 10, 2021
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America’s Dreamers now have another pathway toward homeownership, thanks to a policy change from the Department of Housing and Urban Development. According to an announcement from the agency, DACA recipients — or those who fall under the Deferred Action for…

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House being packed to move

The American Moving & Migration Trends You Need to Know

By Aly Yale / March 26, 2020
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A new study from LendingTree reveals that almost a full half of current homeowners are planning to move in the next decade. And a big chunk of them are moving to a new city or entirely new state. But where…

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2020 conforming loan limits: Purple Elephant

Loan Limits Are Increasing — But Don’t Go Crazy

By Aly Yale / December 11, 2019
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The Federal Housing Finance Agency announced late last month that conforming loan limits will jump in 2020, hitting just over $510,000. That’s up nearly $100K in the last four years. What’s more? The Department of Veterans Affairs is eliminating limits…

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The November Real Estate News You Might Have Missed

By Aly Yale / December 4, 2018
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Did you have a hard time staying on top of the news last month? We’ve got you covered. Check out the top real estate and housing news from November 2018 — all bite-sized and fluff-free. Home prices stalled out. Once…

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The October Real Estate News You Might Have Missed

By Aly Yale / November 6, 2018
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Didn’t have time to stay up to date on the real estate and mortgage news last month? We’ve got you covered. We’ve rounded up the top housing market headlines from October. Are you thinking of buying or selling a home…

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Folded money stacks

The September Real Estate News You Might Have Missed

By Aly Yale / October 2, 2018
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If you haven’t had time to keep up with real estate headlines lately, then you’re missing out. September proved to be a pretty good month for the industry. Homeowners gained more equity, home price growth slowed down, and housing’s inventory…

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Hand around a table signing papers

Tax Reform 2017: 7 Facts About the Senate Tax Bill Home Buyers and Sellers Need to Know

By Embrace Home Loans Staff / December 22, 2017
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On December 20, 2017, the final version of a $1.5 trillion tax reform bill was passed in our nation’s capital. There have been countless stories published, along with many differing opinions as to whether this bill—which has now been signed…

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Military man returning home

2018 VA Home Loan and FHA Loan Limits

By Embrace Home Loans Staff / December 15, 2017
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Over the past five years, housing prices in the U.S. have been rising about twice as fast as the historical average—mostly due to low inventory. So, it’s only natural that many (but not all) of the 2018 VA home loan…

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