News

2020 conforming loan limits

Loan Limits Are Increasing — But Don’t Go Crazy

By Aly Yale / December 11, 2019
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The Federal Housing Finance Agency announced late last month that conforming loan limits will jump in 2020, hitting just over $510,000. That’s up nearly $100K in the last four years. What’s more? The Department of Veterans Affairs is eliminating limits…

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The November Real Estate News You Might Have Missed

By Aly Yale / December 4, 2018
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Did you have a hard time staying on top of the news last month? We’ve got you covered. Check out the top real estate and housing news from November 2018 — all bite-sized and fluff-free. Home prices stalled out. Once…

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The October Real Estate News You Might Have Missed

By Aly Yale / November 6, 2018
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Didn’t have time to stay up to date on the real estate and mortgage news last month? We’ve got you covered. We’ve rounded up the top housing market headlines from October. Are you thinking of buying or selling a home…

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The September Real Estate News You Might Have Missed

By Aly Yale / October 2, 2018
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If you haven’t had time to keep up with real estate headlines lately, then you’re missing out. September proved to be a pretty good month for the industry. Homeowners gained more equity, home price growth slowed down, and housing’s inventory…

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Tax Reform 2017: 7 Facts About the Senate Tax Bill Home Buyers and Sellers Need to Know

By Mary Mack / December 22, 2017
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On December 20, 2017, the final version of a $1.5 trillion tax reform bill was passed in our nation’s capital. There have been countless stories published, along with many differing opinions as to whether this bill—which has now been signed…

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Military man returning home

2018 VA Home Loan and FHA Loan Limits

By Mary Mack / December 15, 2017
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Over the past five years, housing prices in the U.S. have been rising about twice as fast as the historical average—mostly due to low inventory. So, it’s only natural that many (but not all) of the 2018 VA home loan…

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Fast Facts About the Housing Market

By Austin White / October 31, 2017
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Fast Facts About the Housing Market for September 2017

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Mortgage-HARP-Program

National Mortgage News; HARP Extension Opens Door for 2 Million More Refinancings

By Austin White / April 17, 2014
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According to the National Mortgage News; Lenders refinanced over 1 million borrowers with high LTV loans via the HARP program in 2012 and they could do the same in 2013 and 2014, according to MBS strategists at Bank of America Merrill Lynch.

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Scrabble tiles spelling out Vote

Lynchburg VA Office Voted Best in the Area

By Austin White / July 25, 2013
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The readers of the Lynchburg, Virginia paper News and Advance made their voices heard voting Embrace Home Loans’ Lynchburg office the “Best Mortgage Company in the Lynchburg Area.” Branch Manager, Billy Woolridge was thrilled.

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Anniversary Balloons

Embrace Home Loans Kicks-off 30th Anniversary at After Hours Event

By Austin White / March 5, 2013
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We will celebrate our 30th Anniversary this spring.  Today we employ 623, in fifteen offices across the country, with over 450 of those employees here in Middletown. 

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