Home Buying Tips and Purchase Considerations

What Lower Mortgage Rates Mean for Buyers and Sellers

What Lower Mortgage Rates Mean for Buyers and Sellers

By John Chiappetta / February 3, 2023
Posted in

Mark Twain was quoted as saying, “The reports of my death are greatly exaggerated.” One could make the same case for the United States real estate market. Have there been tall peaks and low valleys? Yes. But every market has…

Read More
How to Get Pre-Approved For Your Home Loan

How to Get Pre-Approved for a Home Loan

By Tara Mastroeni / January 11, 2023
Posted in

If you’ve been thinking about buying a home, you’ve probably heard someone tell you to get pre-approved for a home loan to improve your chances of obtaining that dream home. Pre-approval doesn’t guarantee the success of your loan application, and…

Read More
How Often Can You Refinance Your Mortgage?

Realize Your New Year’s Resolution of Homeownership in 2023

By John Chiappetta / December 23, 2022
Posted in

Can you believe it? 2023 is right around the corner. Now’s the time everyone wants that fresh start. We all do this by writing down our New Year’s resolutions. Buying a new home tops many lists for sure. Hey, if…

Read More
Winter Forecast- What to expect in the Real Estate Market

Winter Forecast – What to Expect in the Real Estate Market

By John Chiappetta / December 16, 2022
Posted in

As the song says, “Let it snow.” And now that winter is here…what about the real estate market? Will it get snowed over? In this post we’ll see what the experts predict. We’re even including The Old Farmer’s Almanac! The…

Read More
What is Mortgage Insurance and Why Do You Need It?

What is Mortgage Insurance and Why Do You Need It?

By John Chiappetta / November 18, 2022
Posted in

There’s a commercial out there with singer Lionel Ritchie where he opens by saying, “Confusion normally comes with the word healthcare.” Not so fast Lionel, we’d say it comes with the word mortgage insurance. People know why they need healthcare,…

Read More
Pre-Approval vs. Pre-Qualification: How Are They Different?

Pre-Approval vs. Pre-Qualification: How Are They Different?

By Aly Yale / November 9, 2022
Posted in ,

If you’ve done even the smallest amount of research on buying a home, then you’ve likely seen the words “pre-qualified” or “pre-approved” thrown around — especially if you’ve started vetting lenders. Though the two terms might sound quite similar, pre-qualification…

Read More
Want a VA Loan? Don't Settle For Any Old Lender

Want a VA Loan? Don’t Settle for Any Old Lender

By Mary Mack / October 26, 2022
Posted in ,

The VA Home Loan Program was introduced at the end of World War II to help the returning men and women who served in the armed forces (and their surviving spouses) buy a home. The program provides easy access to…

Read More
Looking for a Really Smart Way to Step Into Your First Home? Go Multifamily!

Looking for a Really Smart Way to Step Into Your First Home? Go Multifamily!

By John Chiappetta / October 6, 2022
Posted in

OK, you’re a prospective first-time home buyer! You’re probably renting. And, you may be scrimping and saving, eating rice and beans to get a decent savings in the bank. Plus you’re furiously paying off debts to get your credit score…

Read More
Renting to Own: How to Transform Rent Payments into a Mortgage

Rent to Own Mortgage: How to Transform Rent Payments into a Mortgage

By Aly Yale / September 7, 2022
Posted in ,

Why pay rent toward someone else’s mortgage when you could put that cash toward your own? That’s exactly the thought behind renting to own agreements, which let you rent a property, apply a portion of your rent costs toward the mortgage…

Read More
Cost of waiting to buy a home

The Cost of Waiting To Buy a Home

By John Chiappetta / September 2, 2022
Posted in

We’ve all heard the early bird gets the worm. You snooze, you lose, and many other cute sayings used to promote action. But this post could potentially save you thousands of dollars a year in opportunity cost you may be…

Read More