Home Buying Tips and Purchase Considerations
What Lower Mortgage Rates Mean for Buyers and Sellers
Mark Twain was quoted as saying, “The reports of my death are greatly exaggerated.” One could make the same case for the United States real estate market. Have there been tall peaks and low valleys? Yes. But every market has…
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How to Get Pre-Approved for a Home Loan
If you’ve been thinking about buying a home, you’ve probably heard someone tell you to get pre-approved for a home loan to improve your chances of obtaining that dream home. Pre-approval doesn’t guarantee the success of your loan application, and…
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Realize Your New Year’s Resolution of Homeownership in 2023
Can you believe it? 2023 is right around the corner. Now’s the time everyone wants that fresh start. We all do this by writing down our New Year’s resolutions. Buying a new home tops many lists for sure. Hey, if…
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Winter Forecast – What to Expect in the Real Estate Market
As the song says, “Let it snow.” And now that winter is here…what about the real estate market? Will it get snowed over? In this post we’ll see what the experts predict. We’re even including The Old Farmer’s Almanac! The…
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What is Mortgage Insurance and Why Do You Need It?
There’s a commercial out there with singer Lionel Ritchie where he opens by saying, “Confusion normally comes with the word healthcare.” Not so fast Lionel, we’d say it comes with the word mortgage insurance. People know why they need healthcare,…
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Pre-Approval vs. Pre-Qualification: How Are They Different?
If you’ve done even the smallest amount of research on buying a home, then you’ve likely seen the words “pre-qualified” or “pre-approved” thrown around — especially if you’ve started vetting lenders. Though the two terms might sound quite similar, pre-qualification…
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Want a VA Loan? Don’t Settle for Any Old Lender
The VA Home Loan Program was introduced at the end of World War II to help the returning men and women who served in the armed forces (and their surviving spouses) buy a home. The program provides easy access to…
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Looking for a Really Smart Way to Step Into Your First Home? Go Multifamily!
OK, you’re a prospective first-time home buyer! You’re probably renting. And, you may be scrimping and saving, eating rice and beans to get a decent savings in the bank. Plus you’re furiously paying off debts to get your credit score…
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Rent to Own Mortgage: How to Transform Rent Payments into a Mortgage
Why pay rent toward someone else’s mortgage when you could put that cash toward your own? That’s exactly the thought behind renting to own agreements, which let you rent a property, apply a portion of your rent costs toward the mortgage…
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The Cost of Waiting To Buy a Home
We’ve all heard the early bird gets the worm. You snooze, you lose, and many other cute sayings used to promote action. But this post could potentially save you thousands of dollars a year in opportunity cost you may be…
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