Mortgage News and Rate Updates

Homebuilder Sentiment on the Uptick

Homebuilder Sentiment on the Uptick

By John Chiappetta / February 9, 2024
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In the dynamic world of homebuilding, understanding how homebuilders feel is crucial. It shows us where the industry is heading. Let’s explore how homebuilders are feeling, and what it means for the future. The National Association of Home Builders (NAHB)/Wells…

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How to Track Mortgage Rates in 2024

How to Track Mortgage Rates in 2024

By John Chiappetta / February 2, 2024
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Buying a home in 2024 isn’t just about finding the perfect place. It’s about understanding the dynamic world of mortgage rates, where even slight fluctuations can impact your wallet. In this post we hope to empower with solid information so…

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Buying a House with Bad, Poor, or Stressed Credit: Can It Be Done?

Buying a House with Bad, Poor, or Stressed Credit: Can It Be Done?

By John Chiappetta / December 20, 2023
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Your credit score plays a huge role in your ability to get to mortgage — not to mention how easy the process is and what interest rates you’ll qualify for. Are you worried your credit isn’t good enough? You’re not…

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6 Reasons to Do an Annual Mortgage Checkup in 2023

6 Reasons to Do an Annual Mortgage Checkup in 2023

By John Chiappetta / November 29, 2023
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Mortgage rates have been on the uptick in 2023, and home values are still rising, although not as quickly as they did in the past few years. This means that it’s more important than ever to make sure your mortgage…

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How Much Do You REALLY Know About VA Loans?

How Much Do You REALLY Know About VA Loans?

By John Chiappetta / November 10, 2023
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Most veterans and military service members know VA loans are out there – and that they can help them buy a home more easily and, in most cases, more affordably.
But when it comes down to the nitty-gritty details of these mortgage options? Things get a little murkier.
In honor of Veterans Day this Saturday, we’re taking a closer look at VA loans – and what veterans should know about using them.

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4 Must-Know Facts about Mortgage Points

4 Must-Know Facts about Mortgage Points

By John Chiappetta / November 1, 2023
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With mortgage rates having tripled over the past few years, many homebuyers may be concerned about the impact on their long-term financial commitments. And many first-time buyers may wonder if they will ever get their dream home. Even worse, people…

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Credit Do's & Don'ts While Getting a Mortgage

Credit Do’s & Don’ts While Getting a Mortgage

By Embrace Home Loans Staff / October 18, 2023
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When shopping for a home in the 2023 United States real estate market, maintaining good credit remains crucial to secure the best interest rates and terms for your mortgage. Here are some updated tips on what to do and what…

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How Much Mortgage Can You Afford If You're Self-Employed in 2023?

How Much Mortgage Can You Afford If You’re Self-Employed in 2023?

By John Chiappetta / August 2, 2023
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Estimating how much of a mortgage you might qualify for is a relatively easy process with online mortgage affordability calculators. However, these calculators assume one major thing: that you are an employee of a company that provides you a consistent,…

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home buying myths drawing

Don’t Believe These Common Mortgage Myths

By John Chiappetta / June 28, 2023
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There are many myths surrounding mortgages that can make the process of buying a home seem daunting. However, it is important to separate fact from fiction to make informed decisions about your mortgage. Here are some of the most common…

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Understanding Your Mortgage Quote

Understanding Your Mortgage Quote

By John Chiappetta / May 24, 2023
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Buying a home is a significant financial commitment, and understanding your mortgage quote is crucial to avoid surprises down the line. Your lender will provide a mortgage quote based on various factors, and being aware of these elements can help…

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