Personal Finance and Home Buying Education

Military honor guard

VA Loans Explained

By Austin White / February 13, 2014
Posted in ,

If you served in the United States military for a certain period of time, you may be eligible for a VA loan. VA stands for Veterans Administration, which is the federal agency that backs these types of loans.

Read More
Rundown home

Buying a Fixer-upper

By Austin White / February 12, 2014
Posted in , ,

If you have found a fixer-upper home at a bargain basement price, a home improvement loan might provide you with a way to transform your diamond in the rough into the dream home you have always longed for.

Read More
FHA Loan

FHA Loans Explained

By Austin White / February 6, 2014
Posted in , ,

If you are in the market for a new house, you have probably heard about FHA home loans. But do you really know what they are? Or how to qualify for one?

Read More
divers underwater

Underwater Mortgages

By Austin White / January 30, 2014
Posted in , ,

If you are underwater on your mortgage – meaning you owe more than your home is worth – you have several options. Each potential solution has its pros and cons, and some are better than others.

Read More
Home Inspection

Home Inspection

By Austin White / January 20, 2014
Posted in , ,

If you are shopping for a new home, you have probably been told to get a home inspection before you buy. Some real estate companies include home inspections in their purchase agreements.

Read More
Credit cards stacked up

Prescreen, Valid Offers and What They Trigger

By Austin White / January 3, 2013
Posted in ,

If you receive a mortgage loan offer through the mail chances are the offer is the result of a prescreening process. Lenders prescreen “raw” data made available by the credit bureaus.

Read More