Personal Finance and Home Buying Education

How to Protest Your Property Taxes (And When)

How to Protest Your Property Taxes (And When)

By John Chiappetta / January 27, 2023
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If you haven’t been paying attention, things are expensive nowadays. Everything seems to be skyrocketing in price. From food, to used cars, to gas, to rent to home prices. It’s as if someone has been holding a beach ball under…

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heloc loan questions and answers

Questions and Answers About Home Equity

By Austin White / January 18, 2023
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There are several ways to finance a big home improvement project. One is to refinance for cash out, the other is to apply for a home equity loan or line of credit. Here is what you need to know

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An Image of a Laptop with "Mortgage Loan" on screen

What to do if your home is “Underwater”

By John Chiappetta / January 13, 2023
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According to the World Economic Forum, global sea levels are rising and some of the world’s greatest cities could be underwater by the end of the century. Well, there is also a rising breach in the real estate market that…

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Understanding the Connection Between Inflation and Interest Rates

Understanding the Connection Between Inflation and Interest Rates

By John Chiappetta / January 6, 2023
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Well, 2022 is over and it’s been another wild and crazy year. 2022 saw inflation start at 7 percent then rise as high as 9.1 percent only to ease back down to 7.1 percent in December. At the same time…

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Everything You Should Know About Property Taxes

Everything You Should Know About Property Taxes

By John Chiappetta / December 2, 2022
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Over the last few years, homeowners have hit the jackpot in terms of home values. We’re talking double-digit gains in most cases. However, there may be a little devil hiding the details. Yes, we’re talking about property taxes. According to…

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Renter? — Buying a Home Could Save You Money 

Renter? Buying a Home Could Save You Money 

By John Chiappetta / November 4, 2022
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While home prices and mortgage and interest rates are rising, so are monthly rents. Rising rates and prices, however, should not be enough to keep you from purchasing a home. Take a look at the graph below, rents are absolutely…

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Opportunity Knocks with an FHA Loan

Opportunity Knocks with an FHA Loan

By John Chiappetta / October 21, 2022
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Probably the biggest thing holding many first-time buyers back from getting into their starter home is the 20 percent down payment. Not only is it a big chunk of change, but it also must be seasoned. No, not with salt…

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6 Money Conversations to Have Before You Get Married

6 Money Conversations to Have Before You Get Married

By Aly Yale / March 11, 2022
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Getting married ties more than your lives together. It also binds your finances — and that can be a challenge if you don’t have some open, honest, and candid conversations about money early on. It’s true: According to a survey…

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4 Ways to Cut Costs as Inflation Rises

4 Ways to Cut Costs as Inflation Rises

By Aly Yale / March 9, 2022
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You’ve probably heard by now that inflation is up — way up. In fact, it’s actually at its highest point in four decades. As a consumer, this means one thing: Higher prices. Prices on groceries and consumer goods are higher.…

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National Credit Education Month: 5 Tips on How to Build Your Credit Score From Scratch

National Credit Education Month: 5 Tips on How to Build Your Credit Score From Scratch

By Tara Mastroeni / March 2, 2022
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If you don’t have much experience with credit, the idea of learning how to build up a credit score from scratch can seem intimidating. However, it doesn’t have to be that way. By following a few simple tips, you can…

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