Personal Budgeting Tips and Tricks
4 Ways to Make a Dent in Your Debt—in a Big Way
When you have lots of debt, it’s easy to feel like there’s no way out—no light at the end of the tunnel. Late on payments and overwhelmed with loans and credit card balances, it can seem like things are spiraling…
Read MoreHousing Costs: Turning Your Biggest Expense into Your Biggest Saving
Housing is by far the average American homeowner’s biggest expense. Of course, household expenses can fluctuate – transportation costs slip when the price of oil drops or the cost of food rises based on weather and crop yields. But, monthly mortgage costs are often double that of energy or other expenses.
Read MoreHoliday Shopping on a Budget: Abide by these 6 Rules
Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in…
Read MoreFive Things that Can Hurt Your Credit During the Holiday Season
With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or…
Read MoreMore than Just Your Rate: Estimating the True Costs of Homeownership
Your mortgage rate is going to play a big role in what your monthly payment will look like. But is it the only thing you need to consider when buying a home? Absolutely not. Even if you qualify for…
Read More23 Ways to Save Money on Groceries
Believe it or not the cost of groceries has declined over the last year. Depending on where you shop, you might not have noticed the change. But, even with prices coming down, the cost of putting good healthy food on the table for you and your family can be prohibitive.
Read More16 Ways to Cut Costs and Build Up Your Savings Account
You might remember your parents teaching you about the need for a rainy day fund, but many of us haven’t quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.
Read More7 Reasons to Start Shopping for the Holidays NOW
It’s never too early to start your holiday shopping.
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