Personal Budgeting Tips and Tricks

calculator with a vise squeezing coins

Housing Costs: Turning Your Biggest Expense into Your Biggest Saving

By Austin White / December 21, 2017
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Housing is by far the average American homeowner’s biggest expense. Of course, household expenses can fluctuate – transportation costs slip when the price of oil drops or the cost of food rises based on weather and crop yields. But, monthly mortgage costs are often double that of energy or other expenses.

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Child holding coin purse in her lap

How to Save Money This Holiday Season—Without Being a Grinch

By Aly Yale / December 19, 2017
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Don’t want to spend all your cash this season, but still aspire to buy your loved ones all those gifts they’ve been eyeing? Thankfully, wanting to save money doesn’t have to mean being a Grinch in this day and age.…

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Woman shopping at night with Christmas lights string across the streets

Holiday Shopping on a Budget: Abide by these 6 Rules

By Aly Yale / December 13, 2017
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Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in…

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Coin jar with two wedding care figures on either side

Could Getting Married Affect Your Ability to Get a Mortgage?

By Aly Yale / December 7, 2017
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Marriage is a big deal, both personally and financially. Once you say those “I dos,” everything changes. Your lives are intertwined forever—and that includes your money, your credit score and your financial history. As such, marriage can have a huge…

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hand holding a Credit Card

Five Things that Can Hurt Your Credit During the Holiday Season

By Aly Yale / November 27, 2017
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With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or…

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Couple reviewing paperwork with Loan officer

More than Just Your Rate: Estimating the True Costs of Homeownership

By Aly Yale / November 27, 2017
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  Your mortgage rate is going to play a big role in what your monthly payment will look like. But is it the only thing you need to consider when buying a home? Absolutely not. Even if you qualify for…

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Grocery store

23 Ways to Save Money on Groceries

By Austin White / November 16, 2017
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Believe it or not the cost of groceries has declined over the last year. Depending on where you shop, you might not have noticed the change. But, even with prices coming down, the cost of putting good healthy food on the table for you and your family can be prohibitive.

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Money growing over time

16 Ways to Cut Costs and Build Up Your Savings Account

By Mary Mack / October 18, 2017
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You might remember your parents teaching you about the need for a rainy day fund, but many of us haven’t quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.

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Shopping for Clothes

7 Reasons to Start Shopping for the Holidays NOW

By Austin White / October 3, 2017
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It’s never too early to start your holiday shopping.

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Woman with Paperwork

Home Equity Line of Credit vs. Refinance

By Austin White / October 2, 2017
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One way to build value or equity in your home is by making improvements, like remodeling a kitchen or bath or building an addition. Read on for ways to finance projects that increase the value of your home.

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