Personal Budgeting Tips and Tricks
Housing Costs: Turning Your Biggest Expense into Your Biggest Saving
Housing is by far the average American homeowner’s biggest expense. Of course, household expenses can fluctuate – transportation costs slip when the price of oil drops or the cost of food rises based on weather and crop yields. But, monthly mortgage costs are often double that of energy or other expenses.
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How to Save Money This Holiday Season—Without Being a Grinch
Don’t want to spend all your cash this season, but still aspire to buy your loved ones all those gifts they’ve been eyeing? Thankfully, wanting to save money doesn’t have to mean being a Grinch in this day and age.…
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Holiday Shopping on a Budget: Abide by these 6 Rules
Just because funds are tight doesn’t mean you can’t buy gifts for those you love this holiday season. Nor does it mean you have to take out loans, sell your car, or open a slew of new credit cards in…
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Could Getting Married Affect Your Ability to Get a Mortgage?
Marriage is a big deal, both personally and financially. Once you say those “I dos,” everything changes. Your lives are intertwined forever—and that includes your money, your credit score and your financial history. As such, marriage can have a huge…
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Five Things that Can Hurt Your Credit During the Holiday Season
With the holiday season comes lots of spending. Gift giving, decorating, entertaining, vacationing and going out to eat – it can all rack up the big bucks, and pretty quickly, too. Sadly, overspending doesn’t just deplete your bank account or…
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More than Just Your Rate: Estimating the True Costs of Homeownership
Your mortgage rate is going to play a big role in what your monthly payment will look like. But is it the only thing you need to consider when buying a home? Absolutely not. Even if you qualify for…
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23 Ways to Save Money on Groceries
Believe it or not the cost of groceries has declined over the last year. Depending on where you shop, you might not have noticed the change. But, even with prices coming down, the cost of putting good healthy food on the table for you and your family can be prohibitive.
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16 Ways to Cut Costs and Build Up Your Savings Account
You might remember your parents teaching you about the need for a rainy day fund, but many of us haven’t quite put it into practice just yet. Sure, the unemployment rate is lower than ever, and even wages are showing signs of growth, but unfortunately, consumer debt is once again on the rise. That means that saving often takes a back seat when it comes to financial planning.
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7 Reasons to Start Shopping for the Holidays NOW
It’s never too early to start your holiday shopping.
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Home Equity Line of Credit vs. Refinance
One way to build value or equity in your home is by making improvements, like remodeling a kitchen or bath or building an addition. Read on for ways to finance projects that increase the value of your home.
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