Personal Budgeting Tips and Tricks

6 Small Ways to Save Money Right Now

6 Small Ways to Save Money Right Now

By Embrace Home Loans Staff / November 16, 2020
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Things are hard financially for a lot of us right now, but learning new tricks and tips to save money can go a long way towards helping yourself stay afloat. A few ways to start saving money today Read over…

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toy pickup truck with money and a Christmas tag in the back

6 Steps to Start Saving for the Holidays

By Embrace Home Loans Staff / November 2, 2020
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Now that the holidays are right around the corner, it’s just about time to start thinking about doing your holiday shopping. If you’re like most people, you’ll need to save up for this event. With that in mind, below are…

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Tips for Teaching Your Teenager About Managing Money and Personal Finance

Tips for Teaching Your Teenager About Managing Money and Personal Finance

By Aly Yale / September 21, 2020
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Your teen might learn how to solve linear equations in high school math, but personal finance? Probably not.  That’s on your shoulders, and unless you’re a certified financial planner or another kind of financial pro, it probably seems pretty intimidating. …

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8 New Skills You Can Learn to Save Money

8 New Skills You Can Learn to Save Money

By Aly Yale / August 31, 2020
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With all the economic havoc the pandemic has wrought, a lot of people are trying to reduce spending right now. And while cutting the cord, skipping those morning lattes, or couponing can certainly help your efforts, there’s actually an even…

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Save or Splurge? How to Spend Your Money on Home Decor and Furniture

Save or Splurge? How to Spend Your Money on Home Decor and Furniture

By Aly Yale / June 1, 2020
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Everyone has a budget when it comes to home decorating. Whether you’re outfitting an entirely empty house or you’re just giving your old one a little makeover, we all have our financial limits. But that doesn’t have to mean dollar…

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Ways to Make Money if You Lose Your Job or Hours

8 Ways to Make Money from Home if You Lose Your Job or Hours

By Aly Yale / April 13, 2020
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Job changes can cause financial uncertainty. Whether your hours were cut, your wages reduced, or your position eliminated entirely, it likely has you worried about how you’ll pay your bills and support your family.  Fortunately, thanks to technology, there are…

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Student in cap and gown after graduating

8 Ways Parents Can Pay for College

By Aly Yale / February 12, 2020
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Let’s face it: college is expensive. According to the National Center for Education Statistics, four years at a public university clocks in at just under $69,000, while at a private school, it edges upward of $178,000 by the time graduation…

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Man lifting a woman with money in her hands

Get a Raise? 9 Things to Do With Your Increased Cash Flow

By Aly Yale / January 22, 2020
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So you got a raise. Congrats! It feels good to be rewarded — especially when you’ve been working hard and putting in the time. Don’t get carried away with your celebrations, though. While a raise is certainly worth a “cheers”…

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black friday cyber monday tips

8 Tips and Tricks for Making the Most of Black Friday and Cyber Monday

By Aly Yale / November 27, 2019
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It’s that time of year again: the time to spend, spend, spend. Are you already worried about how much the holidays are going to cost you? Fretting about stuffing those stockings and checking off your kiddos’ lists? Fortunately, Black Friday…

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budget nursery

How to Create a Nursery on a Budget

By Aly Yale / July 31, 2019
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We’d all love to welcome our newborn babes home with a comfy, cozy, magazine-worthy nursery — but the truth is most of us can’t afford it. Baby stuff is expensive — like, really expensive. And between the cribs, clothes, diapers,…

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