Home Buying and Life Advice | Embrace Home Loans
How to Celebrate Juneteenth
Juneteenth commemorates the end of slavery. Though slaves were officially freed on January 1, 1863, with the signing of the Emancipation Proclamation, word didn’t reach those enslaved in Texas until more than two years later — on June 19, 1865.…
Read MoreHow Life Insurance Could Help You Buy a House
Life insurance doesn’t just give you and your family peace of mind in case tragedy strikes. It can also help you put down roots and buy that dream home, too. Do you already have a life insurance policy in place?…
Read More3 Ways Today’s Housing Market is Not Like the One Before the Crash
With home prices and mortgage rates rising, many people may be wondering if a crash is ahead. It’s a natural question. After all, the last housing crash is still fresh in many people’s minds. Millions of Americans lost their jobs.…
Read More4 Ways to Research Mortgage Lender Options
Choosing the right mortgage lender is critical — whether you’re buying a house or refinancing an existing one. Your choice will not only influence the loan options and interest rate you get but also how quickly you close and the…
Read More4 Things to Know Before Buying in an HOA
If you’ve been thinking about buying in an HOA, you’re not alone. Many people choose to live in a homeowners association community because of the amenities they offer. That said, living in one of these communities is very different than…
Read MoreLiving Together for the First Time? Here’s How to Combine Interior Design Styles
Moving in with a partner is exciting. However, if you both have tons of furniture and strong interior design styles, it can also be somewhat of a challenge. If you’re wondering how to combine interior design styles with your partner…
Read More5 Spring Break Activities to Keep Your Kids Busy and Engaged
Spring break is here and it can be hard to keep your kids engaged throughout the week. If you don’t want them to just sit in front of the TV all day, think about planning an activity to do with…
Read More4 Benefits of Investing in Real Estate
Buying a home has its benefits. You can build equity, you get loads of tax perks, you can customize the house as you wish, and you have somewhere to put down roots for the long haul. (There are no pesky…
Read MoreSellers, Here’s What to Expect From the 2022 Spring Market
By now, you’ve probably heard that it’s a seller’s market. When combined with the fact that spring is usually the busiest time for real estate, the 2022 spring market is shaping up to be especially intense. If you’re thinking of…
Read More4 Steps That Can Help You Go from Renting to Owning a Home
Rents have risen significantly over the last year, and for many renters, it has them feeling trapped. They spend thousands on a property that’s not theirs — and as that property gets more expensive, they can save less and less…
Read More