Home Buying and Life Advice | Embrace Home Loans
It’s Tax Season: Here Are the Mortgage Documents You Need
Somehow, it’s 2023, and it’s already time to start prepping those tax returns. Sure, we have another few months before they’re technically due, but we all know: The sooner you file, the faster that refund comes. (And who couldn’t use…
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Buying a House from Far Away? Avoid These Mistakes
With remote work the norm these days, many Americans are looking to move locales. In fact, according to Redfin, one in three homebuyers looked at properties in a different metro last quarter — up from just 27% a year ago.…
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6 College Packing Tips for Your Freshman Move
Getting ready to go to college can be a hectic time, especially when you consider that you’ll be making your first big move. With that in mind, we have a series of college packing tips to help you make your…
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How to Research a Home’s History
When you buy a house, having a clear picture of its history and background is critical. For one, it can let you know if there are any hurdles that could throw off your purchase (like liens against the house or…
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What is a Mortgage Basis Point, and How Can They Work for You?
You’ve probably heard the term “points,” “basis points,” or “mortgage points” tossed around before. But what do they mean? More importantly, how do they play into your home purchase and mortgage costs? To start, it’s important to understand the basics…
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How to Win a Bidding War on a House
You’ve done your homework and identified the area that you’d like to live, so now comes the fun part — finding your dream home. Attending an open house is a great way to view a home in a casual, low-pressure…
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Pros and Cons of Home Energy Options
Electric home energy certainly has its drawbacks. It’s pricy (especially now with inflation), and it’s unreliable, too — just look to last year’s power grid failure in Texas for proof. On top of this, it’s often generated using fossil fuels,…
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Home Fire Safety Tips for Pet Owners
July 15 is officially National Pet Fire Safety Day — a day created by the American Kennel Club and home security provider ADT to help reduce the number of pets hurt or killed by house fires in the U.S. According…
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How to Save for a Down Payment? (These Resources Can Help)
As home prices creep upward, down payments do too. Even loans with minimal down payment requirements can be hard for many buyers to scrounge up. For example, on a $200,000 home, a 5% down payment is $10,000. But if that…
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What to Know If You Get Married—And Already Own a House
It’s one thing if you get married and then buy a home. But what happens if you do the opposite, and buy a home before tying the knot? Do you need to put your new wife or husband on the…
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