Home Buying and Life Advice | Embrace Home Loans

divers underwater

Underwater Mortgages

By Austin White / January 30, 2014
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If you are underwater on your mortgage – meaning you owe more than your home is worth – you have several options. Each potential solution has its pros and cons, and some are better than others.

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City

5 Best Cities to buy a home

By Austin White / January 28, 2014
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According to a list originally compiled by CNN Money, these five cities provide a perfect combination of location, price, and housing stock that present potential home buyers with the pick of the proverbial litter.

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Home Inspection

Home Inspection

By Austin White / January 20, 2014
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If you are shopping for a new home, you have probably been told to get a home inspection before you buy. Some real estate companies include home inspections in their purchase agreements.

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People at a bench working on on computer

Searching for a New Home Online

By Austin White / April 24, 2013
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Internet access makes searching for a new home easier than ever before. There’s no need to sift through newspaper real estate sections when you can perform your own custom search online— or even take your home search on the road with mobile apps.

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Credit cards stacked up

Prescreen, Valid Offers and What They Trigger

By Austin White / January 3, 2013
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If you receive a mortgage loan offer through the mail chances are the offer is the result of a prescreening process. Lenders prescreen “raw” data made available by the credit bureaus.

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