Home Buying and Life Advice | Embrace Home Loans

Juneteenth commemorates the end of slavery. Though slaves were officially freed on January 1, 1863, with the signing of the Emancipation Proclamation, word didn’t reach those enslaved in Texas until more than two years later — on June 19, 1865.…

Can a mortgage refinance still make sense if today’s interest rates are higher? While many homeowners refinance their mortgage to take advantage of lower mortgage rates, that’s not the only reason refinancing might be smart. In fact, plenty of homeowners…

With home prices and mortgage rates rising, many people may be wondering if a crash is ahead. It’s a natural question. After all, the last housing crash is still fresh in many people’s minds. Millions of Americans lost their jobs.…

Attending an open house can be a great way to view a home in a casual, low-pressure way, but it also comes with some risk. After all, an open house is a public event — and it can often mean…

If you’ve been thinking about buying in an HOA, you’re not alone. Many people choose to live in a homeowners association community because of the amenities they offer. That said, living in one of these communities is very different than…

Moving in with a partner is exciting. However, if you both have tons of furniture and strong interior design styles, it can also be somewhat of a challenge. If you’re wondering how to combine interior design styles with your partner…

Spring break is here and it can be hard to keep your kids engaged throughout the week. If you don’t want them to just sit in front of the TV all day, think about planning an activity to do with…