Home Buying and Life Advice | Embrace Home Loans

Buying a House from Far Away? Avoid These Mistakes

Buying a House from Far Away? Avoid These Mistakes

By John Chiappetta / January 3, 2024
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With remote work the norm these days, many Americans are looking to move locales. According to Redfin, “a record 26% of homebuyers looked to move to a different metro area in the three months ending August 2023, up from 24%…

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Someone Wants to Buy My House, But It’s Not for Sale. Should I Take the Offer?

Someone Wants to Buy My House, But It’s Not for Sale. Should I Take the Offer?

By John Chiappetta / November 22, 2023
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It’s a strange market out there, and many homebuyers are getting desperate. In fact, with rising prices and very few listings to choose from, some are contacting homeowners whose homes are not for sale. If you’re in an in-demand area, you…

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5 Books Every First-Time Homeowner Should Read

5 Books Every First-Time Homeowner Should Read

By John Chiappetta / November 8, 2023
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Purchasing your first home is a monumental step in life – one that brings excitement, anticipation, and a bit of trepidation. In today’s real estate market, where interest rates are on the rise and home prices have reached record highs,…

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Bidding Wars Unveiled - Winning Real Estate Strategies for Ultra-Competitive Markets

Bidding Wars Unveiled – Winning Real Estate Strategies for Ultra-Competitive Markets

By Kiara Taylor / October 2, 2023
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In today’s real estate landscape, paying over the listed price is commonplace, and “bidding wars” have become a key part of house hunting. Historically low interest rates, dwindling housing inventory, and surging buyer demand have created a perfect storm for…

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Seamless Showings: Elevating Home Buying Experiences with Virtual Reality Tours

Seamless Showings: Elevating Home Buying Experiences with Virtual Reality Tours

By Kiara Taylor / September 11, 2023
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The real estate industry, for decades, relied on traditional methods for showcasing properties. People would schedule in-person visits, often touring multiple homes before making a decision. However, the landscape began to shift dramatically, especially in the wake of the COVID-19…

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7 Common Fears of First-Time Homebuyers (and How to Get Over Them)

7 Common Fears of First-Time Homebuyers (and How to Get Over Them)

By John Chiappetta / August 30, 2023
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Let’s face it: You don’t buy a house every day. And, if you’re a first-time homebuyer, the home buying process can be a bit overwhelming. However, in a market with very low inventory, high prices, and elevated mortgage rates, these…

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75+ Resources for First-Time Homebuyers (UPDATED FOR 2023)

Resources for First-Time Homebuyers (UPDATED FOR 2023)

By John Chiappetta / August 16, 2023
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Homeownership isn’t just the American Dream. It’s one of the best wealth-builders out there. And to help you achieve that dream, we’ve got some great news! We’ve expanded our resources for 2023, bringing you even more support and information to…

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Mortgage Mistakes Buyers Should Avoid When Applying for a Home Loan

Mortgage Mistakes Buyers Should Avoid When Applying for a Home Loan

By John Chiappetta / July 19, 2023
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Purchasing a home is an exciting and significant milestone in one’s life. However, it can also be a complex process, especially when it comes to obtaining a mortgage. To help you navigate through this journey smoothly, we have compiled a…

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Considering a Fixer-Upper? Follow This Checklist First

Considering a Fixer-Upper? Follow This Checklist First

By John Chiappetta / June 21, 2023
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In today’s competitive real estate market, soaring home prices have led many buyers to consider alternative options. One such option is purchasing a fixer-upper. While fixer-uppers often come with a lower price tag than move-in ready homes, it’s essential to…

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How to Celebrate Juneteenth 2023

How to Celebrate Juneteenth 2023

By John Chiappetta / June 14, 2023
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Juneteenth is a significant day that marks the end of slavery in the United States. Although the Emancipation Proclamation officially freed slaves on January 1, 1863, it took more than two years for the news to reach those who were…

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