Home Buying and Life Advice | Embrace Home Loans
How to Get Approved for a Higher Home Loan
Are you looking to purchase a new home or investment property? If you’re like most people, you’ll need to take out a home loan to finance your purchase. But what if you’re not sure you’ll qualify for the amount you…
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Home Buying Options if You’re Strapped for Cash
There are plenty of ways to buy a home, even if you don’t have much money for a down payment. You can get help from family, friends, or even the government. You can also look into alternative financing options, such…
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How to Remove a Property Lien Before You Sell Your House
If you’re considering selling your house, you might want to check for liens first. Removing a lien on a house — or claims filed against the property due to an unpaid debt or bill — can often stall a home…
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New MIP Requirements Make Housing Payments More Affordable For Many
On Wednesday February 22, 2023, the Department of Housing and Urban Development (HUD) announced a decrease in the required mortgage insurance premium (MIP) on Federal Housing Administration (FHA) loans by 30 basis points. If you’re one of the many people…
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How Student Loan Forgiveness Is Improving Home Buying Chances for Young Adults
In the past two years, there has been a lot of talk about student loan forgiveness. The government is looking to create a program designed to help qualifying individuals get out of student loan debt. While there are many different…
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What Today’s Home Buyers Want in a Real Estate Agent
Gone are the days when all a home buyer needed was someone to walk them through a house and show up on closing day. Today’s home buyers are looking for a lot more when choosing a REALTOR®, and they have…
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It’s Tax Season: Here Are the Mortgage Documents You Need
Somehow, it’s 2023, and it’s already time to start prepping those tax returns. Sure, we have another few months before they’re technically due, but we all know: The sooner you file, the faster that refund comes. (And who couldn’t use…
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Buying a House from Far Away? Avoid These Mistakes
With remote work the norm these days, many Americans are looking to move locales. In fact, according to Redfin, one in three homebuyers looked at properties in a different metro last quarter — up from just 27% a year ago.…
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6 College Packing Tips for Your Freshman Move
Getting ready to go to college can be a hectic time, especially when you consider that you’ll be making your first big move. With that in mind, we have a series of college packing tips to help you make your…
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How to Research a Home’s History
When you buy a house, having a clear picture of its history and background is critical. For one, it can let you know if there are any hurdles that could throw off your purchase (like liens against the house or…
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