Home Buying and Life Advice | Embrace Home Loans

Seamless Showings: Elevating Home Buying Experiences with Virtual Reality Tours

Seamless Showings: Elevating Home Buying Experiences with Virtual Reality Tours

By Kiara Taylor / September 11, 2023
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The real estate industry, for decades, relied on traditional methods for showcasing properties. People would schedule in-person visits, often touring multiple homes before making a decision. However, the landscape began to shift dramatically, especially in the wake of the COVID-19…

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7 Common Fears of First-Time Homebuyers (and How to Get Over Them)

7 Common Fears of First-Time Homebuyers (and How to Get Over Them)

By John Chiappetta / August 30, 2023
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Let’s face it: You don’t buy a house every day. And, if you’re a first-time homebuyer, the home buying process can be a bit overwhelming. However, in a market with very low inventory, high prices, and elevated mortgage rates, these…

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75+ Resources for First-Time Homebuyers (UPDATED FOR 2023)

Resources for First-Time Homebuyers (UPDATED FOR 2023)

By John Chiappetta / August 16, 2023
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Homeownership isn’t just the American Dream. It’s one of the best wealth-builders out there. And to help you achieve that dream, we’ve got some great news! We’ve expanded our resources for 2023, bringing you even more support and information to…

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Mortgage Mistakes Buyers Should Avoid When Applying for a Home Loan

Mortgage Mistakes Buyers Should Avoid When Applying for a Home Loan

By John Chiappetta / July 19, 2023
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Purchasing a home is an exciting and significant milestone in one’s life. However, it can also be a complex process, especially when it comes to obtaining a mortgage. To help you navigate through this journey smoothly, we have compiled a…

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Considering a Fixer-Upper? Follow This Checklist First

Considering a Fixer-Upper? Follow This Checklist First

By John Chiappetta / June 21, 2023
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In today’s competitive real estate market, soaring home prices have led many buyers to consider alternative options. One such option is purchasing a fixer-upper. While fixer-uppers often come with a lower price tag than move-in ready homes, it’s essential to…

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How to Celebrate Juneteenth 2023

How to Celebrate Juneteenth 2023

By John Chiappetta / June 14, 2023
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Juneteenth is a significant day that marks the end of slavery in the United States. Although the Emancipation Proclamation officially freed slaves on January 1, 1863, it took more than two years for the news to reach those who were…

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A Simple Guide to Buying Your First Home in Today’s Market

A Simple Guide to Buying Your First Home in Today’s Market

By John Chiappetta / May 26, 2023
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Buying your first home is an exciting milestone in life. However, navigating the real estate market can be challenging, especially in today’s dynamic landscape. With higher home prices, limited inventory, and higher interest rates, it’s essential to be well-informed and…

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4 Options if Your Home Appraisal Comes in Low

4 Options if Your Home Appraisal Comes in Low

By John Chiappetta / May 17, 2023
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Low appraisals are not uncommon in the current real estate market. With rising home prices, it is possible for the appraised value to come in lower than the amount offered by the buyer. This situation can pose challenges and financial…

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The Pros and Cons of Adding a Co-signer to Your Mortgage Application

The Pros and Cons of Adding a Co-signer to Your Mortgage Application

By John Chiappetta / May 3, 2023
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If you’re struggling to qualify for a mortgage loan due to factors such as debt, spotty employment history, or poor credit, you might consider bringing in a co-signer to help. However, it’s important to understand the potential benefits and risks…

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Should You Refinance at a Higher Interest Rate?

Should You Refinance at a Higher Interest Rate?

By Aly Yale / April 5, 2023
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Can a mortgage refinance still make sense if today’s interest rates are higher? While many homeowners refinance their mortgage to take advantage of lower mortgage rates, that’s not the only reason refinancing might be smart. In fact, plenty of homeowners…

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