Home Buying and Life Advice | Embrace Home Loans

What to know if you get married and already own a home

What to Know If You Get Married—And Already Own a House

By Aly Yale / June 22, 2022
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It’s one thing if you get married and then buy a home. But what happens if you do the opposite, and buy a home before tying the knot? Do you need to put your new wife or husband on the…

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How to Celebrate Juneteenth

How to Celebrate Juneteenth

By Aly Yale / June 16, 2022
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Juneteenth commemorates the end of slavery. Though slaves were officially freed on January 1, 1863, with the signing of the Emancipation Proclamation, word didn’t reach those enslaved in Texas until more than two years later — on June 19, 1865.…

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How Life Insurance Could Help You Buy a House

How Life Insurance Could Help You Buy a House

By Aly Yale / June 15, 2022
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Life insurance doesn’t just give you and your family peace of mind in case tragedy strikes. It can also help you put down roots and buy that dream home, too. Do you already have a life insurance policy in place?…

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Can a mortgage refinance still make sense if today’s rates are higher than my current rate?

Should You Refinance at a Higher Interest Rate?

By Aly Yale / June 3, 2022
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Can a mortgage refinance still make sense if today’s interest rates are higher? While many homeowners refinance their mortgage to take advantage of lower mortgage rates, that’s not the only reason refinancing might be smart. In fact, plenty of homeowners…

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3 Ways Today’s Housing Market is Not Like the One Before the Crash

3 Ways Today’s Housing Market is Not Like the One Before the Crash

By Aly Yale / May 27, 2022
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With home prices and mortgage rates rising, many people may be wondering if a crash is ahead. It’s a natural question. After all, the last housing crash is still fresh in many people’s minds. Millions of Americans lost their jobs.…

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4 Ways to Research Mortgage Lender Options

4 Ways to Research Mortgage Lender Options

By Aly Yale / May 20, 2022
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Choosing the right mortgage lender is critical — whether you’re buying a house or refinancing an existing one.  Your choice will not only influence the loan options and interest rate you get but also how quickly you close and the…

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7 Strategies to Win A Bidding War After an Open House

By Aly Yale / May 6, 2022
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Attending an open house can be a great way to view a home in a casual, low-pressure way, but it also comes with some risk. After all, an open house is a public event — and it can often mean…

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4 Things to Know Before Buying in an HOA

4 Things to Know Before Buying in an HOA

By Tara Mastroeni / April 29, 2022
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If you’ve been thinking about buying in an HOA, you’re not alone. Many people choose to live in a homeowners association community because of the amenities they offer. That said, living in one of these communities is very different than…

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Living Together for the First Time? Here's How to Combine Interior Design Styles

Living Together for the First Time? Here’s How to Combine Interior Design Styles

By Tara Mastroeni / April 22, 2022
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Moving in with a partner is exciting. However, if you both have tons of furniture and strong interior design styles, it can also be somewhat of a challenge. If you’re wondering how to combine interior design styles with your partner…

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5 Spring Break Activities to Keep Your Kids Busy and Engaged

5 Spring Break Activities to Keep Your Kids Busy and Engaged

By Tara Mastroeni / April 13, 2022
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Spring break is here and it can be hard to keep your kids engaged throughout the week. If you don’t want them to just sit in front of the TV all day, think about planning an activity to do with…

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