Home Buying and Life Advice | Embrace Home Loans

With remote work the norm these days, many Americans are looking to move locales. In fact, according to Redfin, one in three homebuyers looked at properties in a different metro last quarter — up from just 27% a year ago.…

When you buy a house, having a clear picture of its history and background is critical. For one, it can let you know if there are any hurdles that could throw off your purchase (like liens against the house or…

You’ve probably heard the term “points,” “basis points,” or “mortgage points” tossed around before. But what do they mean? More importantly, how do they play into your home purchase and mortgage costs? To start, it’s important to understand the basics…

July 15 is officially National Pet Fire Safety Day — a day created by the American Kennel Club and home security provider ADT to help reduce the number of pets hurt or killed by house fires in the U.S. According…

As home prices creep upward, down payments do too. Even loans with minimal down payment requirements can be hard for many buyers to scrounge up. For example, on a $200,000 home, a 5% down payment is $10,000. But if that…

Juneteenth commemorates the end of slavery. Though slaves were officially freed on January 1, 1863, with the signing of the Emancipation Proclamation, word didn’t reach those enslaved in Texas until more than two years later — on June 19, 1865.…