Home Buying and Life Advice | Embrace Home Loans

Considering a Fixer-Upper? Follow This Checklist First

Considering a Fixer-Upper? Follow This Checklist First

By Aly Yale / March 8, 2021
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With home prices rising at exponential rates and more competition than ever, many buyers are having to explore alternative options.  One of those? That’d be fixer-uppers, which tend to offer a low price point (albeit more work) than a traditional,…

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10 Socially Distanced Spring Break Ideas

9 Socially Distanced Spring Break Ideas

By Aly Yale / March 5, 2021
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The pandemic may still be raging on, but that doesn’t mean spring break has to be a bust (again). With a little creativity, there are still plenty of spring break ideas and ways to enjoy a much-needed vacation without too much…

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Selling in the Spring Market? Here’s How to Get Your House Ready

Selling in the Spring Market? Here’s How to Get Your House Ready

By Tara Mastroeni / March 1, 2021
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Spring will be here before we know it — and with it comes the bustling housing market. If you’re planning to sell in the spring market, it’s important to start preparing now so your house is ready to make a…

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6 Questions to Ask Before Hiring Movers

6 Questions to Ask Before Hiring Movers

By Tara Mastroeni / February 26, 2021
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Hiring movers is a huge task. After all, it’s important to find someone who is reputable and who is capable of taking care of your belongings. With that in mind, below are six questions that you should ask before hiring…

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Is 2021 the Year You Stop Renting and Become a Homeowner? Here’s How to Tell

Is 2021 the Year You Stop Renting and Become a Homeowner? Here’s How to Tell

By Aly Yale / February 24, 2021
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Homeownership comes with lots of perks. You can build wealth, put down roots, and, most importantly, stop throwing cash down the proverbial hole (i.e., your landlord’s pockets!) Unfortunately, there’s a lot that needs to fall in place in order to…

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Home Insurance Rates Are Rising; Here’s How to Get the Best Deal

Home Insurance Rates are Rising; Here’s How to Get the Best Deal

By Aly Yale / February 19, 2021
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It’s no secret that Americans have been spending more time at home in the last year. And while it can certainly be stifling, there’s another, more expensive consequence of all those hours in the house: Higher insurance rates. It’s true.…

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5 Hottest Housing Markets in 2021

5 Hottest Housing Markets in 2021

By Aly Yale / February 17, 2021
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If you’re looking to make the most of your home buying dollars this year, you’ll probably want to steer clear of the Sunbelt. According to a new analysis by Zillow, that’s where the majority of America’s hottest housing markets will…

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10 Tips for Buying a House in a Seller’s Market

10 Tips for Buying a House in a Seller’s Market

By Aly Yale / February 12, 2021
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When there are more buyers than homes for sale, you have what’s called a seller’s market — where prices rise, properties are hard to come by, and sellers have the upper hand. Obviously, it’s not the ideal time to buy…

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DACA Recipients Can Now Get FHA Loans

DACA Recipients Can Now Get FHA Loans

By Aly Yale / February 10, 2021
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America’s Dreamers now have another pathway toward homeownership, thanks to a policy change from the Department of Housing and Urban Development. According to an announcement from the agency, DACA recipients — or those who fall under the Deferred Action for…

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Building a New Home in 2021? 3 Features You Might Want to Add

Building a New Home in 2021? 3 Features You Might Want to Add

By Aly Yale / February 3, 2021
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Buying a new construction home can be a great move in today’s market. For one, there’s no competition. With for-sale housing inventory at record-low levels, homes listed on the open market come with serious competition. That often means endless bidding…

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