Home Buying and Life Advice | Embrace Home Loans

Buying a House from Far Away? Avoid These Mistakes

Buying a House from Far Away? Avoid These Mistakes

By Aly Yale / August 26, 2022
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With remote work the norm these days, many Americans are looking to move locales. In fact, according to Redfin, one in three homebuyers looked at properties in a different metro last quarter — up from just 27% a year ago.…

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College Packing Tips for Your Freshman Move

6 College Packing Tips for Your Freshman Move

By Tara Mastroeni / August 19, 2022
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Getting ready to go to college can be a hectic time, especially when you consider that you’ll be making your first big move. With that in mind, we have a series of college packing tips to help you make your…

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How to Research a Home’s History

How to Research a Home’s History

By Aly Yale / July 29, 2022
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When you buy a house, having a clear picture of its history and background is critical. For one, it can let you know if there are any hurdles that could throw off your purchase (like liens against the house or…

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What is a Mortgage Basis Point and How Can They Work For You

What is a Mortgage Basis Point, and How Can They Work for You?

By Aly Yale / July 22, 2022
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You’ve probably heard the term “points,” “basis points,” or “mortgage points” tossed around before. But what do they mean? More importantly, how do they play into your home purchase and mortgage costs? To start, it’s important to understand the basics…

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How to win the bid

How to Win a Bidding War on a House

By Jon Clark / July 21, 2022
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You’ve done your homework and identified the area that you’d like to live, so now comes the fun part — finding your dream home. Attending an open house is a great way to view a home in a casual, low-pressure…

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Pros and Cons of Home Energy Options

Pros and Cons of Home Energy Options

By Aly Yale / July 15, 2022
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Electric home energy certainly has its drawbacks. It’s pricy (especially now with inflation), and it’s unreliable, too — just look to last year’s power grid failure in Texas for proof. On top of this, it’s often generated using fossil fuels,…

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Home Fire Safety Tips For Pet Owners

Home Fire Safety Tips for Pet Owners

By Aly Yale / July 14, 2022
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July 15 is officially National Pet Fire Safety Day — a day created by the American Kennel Club and home security provider ADT to help reduce the number of pets hurt or killed by house fires in the U.S. According…

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Can’t afford a down payment? These resources can help

How to Save for a Down Payment? (These Resources Can Help)

By Aly Yale / July 8, 2022
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As home prices creep upward, down payments do too. Even loans with minimal down payment requirements can be hard for many buyers to scrounge up. For example, on a $200,000 home, a 5% down payment is $10,000. But if that…

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What to know if you get married and already own a home

What to Know If You Get Married—And Already Own a House

By Aly Yale / June 22, 2022
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It’s one thing if you get married and then buy a home. But what happens if you do the opposite, and buy a home before tying the knot? Do you need to put your new wife or husband on the…

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How to Celebrate Juneteenth

How to Celebrate Juneteenth

By Aly Yale / June 16, 2022
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Juneteenth commemorates the end of slavery. Though slaves were officially freed on January 1, 1863, with the signing of the Emancipation Proclamation, word didn’t reach those enslaved in Texas until more than two years later — on June 19, 1865.…

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