Home Buying and Life Advice | Embrace Home Loans
The Top 6 Mortgage Mistakes Buyers Should Avoid When Applying for a Home Loan
Applying for a mortgage can seem like a daunting process. In light of that, we’ve taken the liberty of laying out six mortgage mistakes that buyers sometimes make when applying for a home loan. Study up on these mistakes so…
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Need a Bigger Mortgage to Buy a Bigger Home? Here’s What to Do First
If you’ve been thinking about moving into a bigger home, odds are good that you’re going to need to take out a bigger mortgage in the near future. With that in mind, we have a list of four things that…
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What Is a Title Company and What Do They Do?
Home buying is complicated, and in order to do it successfully (not to mention legally), a number of professionals will need to play a role. These include a mortgage lender, a loan officer, a real estate agent, an attorney, an…
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How to Shop Around for a Mortgage: A Step-By-Step Guide
If you’re thinking about buying a home in the near future, you’ve likely heard the phrase, “shop around for a mortgage” before. But, do you really know what it means to shop around for a home loan? If you don’t,…
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The Pros and Cons of Adding a Co-signer to Your Mortgage Application
If you’ve got a lot of debt, spotty employment history, or a ding on your credit, it might be hard to get a mortgage. Fortunately, bringing in a co-signer could help. With a co-signer, another person agrees to share the…
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30 Days of Essential Self Care Ideas
When was the last time you took a moment to prioritize your own peace of mind and happiness? Self care shouldn’t be something you occasionally indulge in — ideally, self care should be a regular part of your routine. If…
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Seller’s Markets vs Buyer’s Markets: What They Mean for You
It seems like the market is finally slowing down. According to data from Realtor.com, listings are up, homes are sitting on the market longer, and price growth is decelerating. Could it mean the seller’s market is on its way out and…
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Buying a House from Far Away? Avoid These 6 Mistakes
With remote work the norm these days, many Americans are looking to move locales. In fact, according to Redfin, one in three homebuyers looked at properties in a different metro last quarter — up from just 27% a year ago.…
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5 Ways to Get Kids Excited about the New School Year
If you feel like your child is more hesitant about the coming school year, you’re not alone. Many children are experiencing apprehension around transitioning from virtual schooling back to in-person classes. To that end, we have five ways to get…
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First-time Homebuyer in the Military? Answers to Your Top 6 Mortgage Questions
Veterans and military members are pretty lucky when it comes to buying a home. For one, they have a mortgage program designed just for them — one only homebuyers who are veterans or currently in the military can take advantage…
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