Jon Clark
A Complete Guide to Refinancing Your Home Loan
The housing market is constantly changing, leading current homeowners to wonder whether a new mortgage could save them money. What is refinancing? Mortgage refinancing is a process that pays your initial loan in full and creates a separate new loan…
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What Is Mortgage Insurance? (And How to Avoid it!)
Many people today feel “insurance poor.” But for as poor as we may feel, the reality is that having insurance products to protect your family and assets is a necessity. From car insurance to health insurance and everything in between…
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How Do Mortgages Work? Understanding the Basics of Mortgages
Most people would love to own a home, but the reality is that a majority of us simply can’t pay for a home with cold hard cash. In fact, for many people, even saving up the funds for a down…
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How Much Mortgage Can I Afford?
As fun as it is to go through home listings and picture ourselves living in the properties, eventually we need to face the question of affordability. While it’s temptingly easy to do mental gymnastics about how we can possibly afford…
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